Mobile County property record for 965 McCay Ave, Mobile, AL 36609
| Property Type | Duplex |
|---|---|
| Details | 1 ba · 2,012 sqft · built 1980 |
| Owner | Company Name on File |
| Last Sale | $380,000 (Jun 2021) |
| Tax Bill | $1,593 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R02280828200011404 |
| Primary APN | R02280828200011404 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,012 sqft Living Area |
| 1st Floor Area | 1,006 sqft |
| Upper Floors Area | 1,006 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1672700 |
|---|---|
| Old Parcel Number | R02280828200011404 |
| Street Address | 965 MCCAY AVE |
| City | MOBILE |
| State | AL |
| Zip | 36609-5178 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT 11 BLK 52 MOBILE HEIGHT (FORMERLY KNOWN AS PINEHURST) DBK 138 PGS 118- 121 #SEC 28 T4S R3W #MP28 08 28 2 000 |
| Legal Range | 03W |
| Legal Township | 04S |
| Legal Section | 28 |
| Legal Subdivision | PINEHURST |
| Legal Block | 52 |
| Legal Lot Number | 11 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | TANNER WILLIAMS |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 3704 |
Source: Mobile County records · APN R02280828200011404
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 957 SELMA ST, MOBILE, AL 36604-3152 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 27, 2022 | Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST |
| May 30, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on Record |
| Deed Sale | Jun 30, 2021 · Amount on Record |
| Deed Document Number | 2021043616 |
| Deed Book / Page | 7514 / 0753 |
| Prior Transfer Date | May 30, 2017 |
| Prior Transfer Doc | 2017029933 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 965 MCCAY AVE, MOBILE, AL 36609-5178 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000037409 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2022037409 |
| Name | RIVER BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36608 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | May 30, 2017 |
| Property Address | 965 MCCAY AVE, MOBILE, AL 36609-5178 |
| Document Number | 0000029933 |
| Book / Page | 007514 / 000753 |
| Instrument Date | May 24, 2017 |
| Instrument | 29933 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $112.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 965 MCCAY AVE MOBILE AL 366095178, MOBILE, AL 36609-5178 |
Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,593.00 | $24,940 (-) Land $5,420 Building $19,520 | $124,700 (-) Land $27,100 Building $97,600 |
| 2024 | $1,593.00 (+3.04%) | $24,940 (+3.06%) Land $5,420 Building $19,520 | $124,700 (+3.06%) Land $27,100 Building $97,600 |
| 2023 | $1,546.00 | $24,200 Land $5,420 Building $18,780 | $121,000 Land $27,100 Building $93,900 |
Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 631 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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