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956 McCay Ave, Mobile, AL 36609 Property Records

Mobile County property record for 956 McCay Ave, Mobile, AL 36609

Property Summary

Property TypeDuplex
Details6 ba · 2,726 sqft · built 1992
Lot Size0.162 acres (7,055 sqft)
OwnerIndividual Name on File
Tax Bill$951 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR02280828200011503

Property Details

APN / Parcel Number

Primary APNR02280828200011503
Alternative APNs
  • 28 08 28 2 000 115.03X
  • 01700092
  • 1700092

Interior

Full Baths6 Baths
Half Baths2 Half Baths
Units18 Units
Stories2 Stories
Building Area2,726 sqft Living Area
1st Floor Area1,363 sqft
Upper Floors Area1,363 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleDuplex Single
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,055 sqft (0.162 acres)
PorchSlab
Porch Area172 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1700092
Street Address956 MCCAY AVE
CityMOBILE
StateAL
Zip36609-5177
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT 4 BLK 51 MOBILE HGTS FORMERLY PINEHURST DBK 138 P 118 LESS & EXC A 5 FT STRIP ACROSS EXTREME E-LY PORTION FOR WIDENING OF
Legal Range04S
Legal Township04S
Legal Section28
Legal SubdivisionPINEHURST
Legal Block51
Legal Lot Number4
JurisdictionMOBILE AL
Township / Civil DivisionTANNER WILLIAMS
Census Block Group3
Census Block3015
Census Tract3704

Owner

956 McCay Ave, a duplex, is owned and occupied by an individual who acquired it in October 2008.

Source: Mobile County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address956 MCCAY AVE, A, MOBILE, AL 36609-5177
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2008
Deed SaleOct 6, 2008
Deed Document Number200872318
Deed Book / Page6448 / 66
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address956 MCCAY AVE, MOBILE, AL 36609-5177
Transaction TypeMortgage
Record UpdatedNov 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014124
DateFeb 23, 2022
Instrument2022014124
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 956 McCay Ave was $951 with a homeowner's exemption.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$951.00 Homeowner's exemption$15,860 (-) Land $2,710 Building $13,150$158,600 (-) Land $27,100 Building $131,500
2024$951.00 (-49.79%) Homeowner's exemption$15,860 (+3.19%) Land $2,710 Building $13,150$158,600 (+3.19%) Land $27,100 Building $131,500
2023$1,894.00$15,370 Land $2,710 Building $12,660$153,700 Land $27,100 Building $126,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 956 McCay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 956 McCay Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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