961 Lloyds Ln, Nesbit, MS 38651 Property Records

DeSoto County property record for 961 Lloyds Ln, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,015 sqft · built 2020
Lot Size	1.55 acres (67,954 sqft)
Owner	Individual Name on Record
Tax Bill	$2,773 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`2-08-9-32-02-0-00001-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-9-32-02-0-00001-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,015 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	67,954 sqft (1.55 acres)

Location & Zoning

Street Address	961 LLOYDS LN
City	NESBIT
State	MS
Zip	38651-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	RUSTIC RIDGE LOT 1
Legal Range	08
Legal Township	02
Legal Section	32
Legal Subdivision	RUSTIC RIDGE
Legal Lot Number	1
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1014
Census Tract	71122

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	961 LLOYDS LN, NESBIT, MS 38651-1005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage QUICKEN LOANS LLC
Sep 30, 2019	Warranty Deed, Construction Loan · Construction Mortgage COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020
Deed Sale	Sep 9, 2020
Prior Sale	Sep 30, 2019
Deed Document Number	0000931728
Deed Book / Page	931 / 728
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 9, 2020
Property Address	961 LLOYDS LN, NESBIT, MS 38651-1005
Document Number	000931/728
Book / Page	931 / 728
Map Reference	MB 126 PG 17
Instrument Date	Jun 24, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	TITLE AND ESCROW PARTNERS LLC, TITLE & ESCROW OF LAWRENCE C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 166, SOUTHAVEN, MS 38671-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 LLOYDS LANE, NESBIT, MS 38651-1005

Mortgage

Document Number	0000503815
Date	Sep 9, 2020
Instrument	5038/15

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2050

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 30, 2019
Property Address	961 LLOYDS LN, NESBIT, MS 38651-1005
Document Number	000900/422
Book / Page	0900 / 422
Map Reference	MB 126 PG 17-18
Instrument Date	Sep 26, 2019
Transaction Type	Construction Loan
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3044 HIGHWAY 302, BYHALIA, MS 38611-6320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 166, SOUTHAVEN, MS 38671-0002

Mortgage

Document Number	0004806699
Date	Sep 30, 2019
Instrument	4806/699

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 20, 2020

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,773.00 (+13.69%)	$33,217 (+37.52%) Land $3,500 Building $29,717	$332,173 (+37.52%) Land $35,000 Building $297,173
2023	$2,439.00	$24,154	$241,544 Land $35,000 Building $206,544

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYS WATER ASSOCIATION public/private · serves 2,825 people · EPA ID MS0170005
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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