DeSoto County property record for 960 Lloyds Ln, Nesbit, MS 38651 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,786 sqft · built 2021 |
| Lot Size | 1.55 acres (67,954 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,647 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2021 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-08-9-32-02-0-00029-00 |
| Primary APN | 2-08-9-32-02-0-00029-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,786 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 67,954 sqft (1.55 acres) |
| Pool Area | 648 sqft |
| Patio Area | 640 sqft |
| Street Address | 960 LLOYDS LN |
|---|---|
| City | NESBIT |
| State | MS |
| Zip | 38651-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUSTIC RIDGE LOT 29 |
| Legal Subdivision | RUSTIC RIDGE |
| Legal Lot Number | 29 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 2-08-9-32-02-0-00029-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 960 LLOYDS LN, NESBIT, MS 38651-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · VA Mortgage GUARANTY BANK & TRUST CO |
| Jul 02, 2021 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Dec 29, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage GUARANTY BANK & TRUST CO |
| Mar 16, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 |
| Deed Sale | Dec 29, 2021 |
| Prior Sale | Mar 16, 2021 |
| Deed Document Number | 0000983294 |
| Deed Book / Page | 983 / 294 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 960 LLOYDS LN, NESBIT, MS 38651-1005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 960 LLOYDS LN, NESBIT, MS 38651-1005 |
| Document Number | 005444/424 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 5444/424 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 960 LLOYDS LN, NESBIT, MS 38651-1005 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2961 VALLEY GATE DR, HERNANDO, MS 38632-9485 |
| Document Number | 005282/591 |
|---|---|
| Date | Jul 02, 2021 |
| Book Page | 5282/591 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Feb 20, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 29, 2021 |
| Property Address | 960 LLOYDS LN, NESBIT, MS 38651-1005 |
| Document Number | 000983/294 |
| Book / Page | 983 / 294 |
| Map Reference | MB 126 PG 17&18 |
| Instrument Date | Dec 23, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 344, HERNANDO, MS 38632-0344 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 960 LLOYDS LN, NESBIT, MS 38651-1005 |
| Document Number | 0005432577 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 5432/577 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 16, 2021 |
| Property Address | 960 LLOYDS LN, NESBIT, MS 38651-1005 |
| Document Number | 000950/780 |
| Book / Page | 950 / 780 |
| Map Reference | MB 126 PG 17-18 |
| Instrument Date | Mar 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3044 HIGHWAY 302, BYHALIA, MS 38611-6320 |
| Name | Verified Name |
|---|---|
| Address | 2961 VALLEY GATE DR, HERNANDO, MS 38632-9485 |
| Investor | Possibly a Property Investor |
| Document Number | 0000051861 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 5186/1 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 3 Months |
| Due | Jun 15, 2021 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,647.00 (+19.77%) | $35,303 (+42.02%) Land $3,500 Building $31,803 | $353,033 (+42.03%) Land $35,000 Building $318,033 |
| 2023 | $2,210.00 | $24,857 | $248,568 Land $35,000 Building $213,568 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711221, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Wildfire Risk | Moderate above 49% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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