811 Lloyds Ln, Nesbit, MS 38651 Property Records

DeSoto County property record for 811 Lloyds Ln, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,113 sqft · built 2020
Lot Size	1.65 acres (71,874 sqft)
Owner	Individual Name on Record
Tax Bill	$1,410 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-08-9-32-02-0-00004-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-9-32-02-0-00004-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,113 sqft Adjusted Area
1st Floor Area	2,487 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	71,874 sqft (1.65 acres)

Location & Zoning

Street Address	811 LLOYDS LN
City	NESBIT
State	MS
Zip	38651-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	RUSTIC RIDGE LOT 4
Legal Range	008
Legal Township	02S
Legal Section	32
Legal Subdivision	RUSTIC RIDGE
Legal Lot Number	4
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1014
Census Tract	71122

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	811 LLOYDS LN, NESBIT, MS 38651-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Loan Assumption ROUNDPOINT MORTGAGE SERVICING CORP
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 10, 2025	Intrafamily Transfer, Transfer REALITY TITLE, REALTY TITLE
Nov 5, 2020	Warranty Deed, Subdivision Related Transfer UNKNOWN, GAVROCK CONSTRUCTION LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020
Deed Sale	Nov 5, 2020
Deed Book / Page	938 / 52
Last Transfer Date	Oct 10, 2025
Transfer Doc	1025/19342
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	811 LLOYDS LN, NESBIT, MS 38651-1004
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 LLOYDS LN, NESBIT, MS 38651-1004

Mortgage

Document Number	5662/130034
Date	Dec 12, 2025
Book Page	5662/130034

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	134 Months
Due	Feb 1, 2037

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	811 LLOYDS LN, NESBIT, MS 38651-1004
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 LLOYDS LN, NESBIT, MS 38651-1004

Mortgage

Document Number	5662/125466
Date	Dec 2, 2025
Book Page	5662/125466

Lender

Name	FOURLEAF FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	811 LLOYDS LN, NESBIT, MS 38651-1004
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 LLOYDS LN, NESBIT, MS 38651-1004

Mortgage

Document Number	005455/601
Date	Feb 1, 2022
Book Page	5455/601

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Oct 10, 2025
Property Address	811 LLOYDS LN, NESBIT, MS 38651-1004
Document Number	1025/19342
Book / Page	1025 / 19342
Map Reference	MB 126 PG 17&18
Instrument Date	Oct 10, 2025
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 LLOYDS LN, NESBIT, MS 38651-1004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 LLOYDS LN, NESBIT, MS 38651-1004

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 5, 2020
Property Address	811 LLOYDS LN, NESBIT, MS 38651-1004
Document Number	0000938/52
Book / Page	938 / 52
Map Reference	MB 126 PG 17-18
Instrument Date	Oct 27, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	UNKNOWN, GAVROCK CONSTRUCTION LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 344, HERNANDO, MS 38632-0344

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	811 LLOYDS LN, NESBIT, MS 38651-1004

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,410.00 (-17.3%)	$24,394 (-) Land $3,500 Building $20,894	$243,942 (-) Land $35,000 Building $208,942
2024	$1,705.00	$24,394 (-) Land $3,500 Building $20,894	$243,942 (-) Land $35,000 Building $208,942
2023	$1,705.00	$24,394	$243,942 Land $35,000 Building $208,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYS WATER ASSOCIATION public/private · serves 2,825 people · EPA ID MS0170005
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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