DeSoto County property record for 761 Lloyds Ln, Nesbit, MS 38651
| Property Type | Single Family Home |
|---|---|
| Details | 3,141 sqft · built 2021 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,542 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-08-9-32-02-0-00005-00 |
| Primary APN | 2-08-9-32-02-0-00005-00 |
|---|
| Building Area | 3,141 sqft Adjusted Area |
|---|---|
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 67,518 sqft (1.55 acres) |
| Patio Area | 351 sqft |
| Street Address | 761 LLOYDS LN |
|---|---|
| City | NESBIT |
| State | MS |
| Zip | 38651-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | RUSTIC RIDGE LOT 5 |
| Legal Subdivision | RUSTIC RIDGE |
| Legal Lot Number | 5 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 71122 |
Source: DeSoto County assessment roll, APN 2-08-9-32-02-0-00005-00, as of September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 761 LLOYDS LN, NESBIT, MS 38651-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 02, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Feb 01, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRSTBANK |
| Jun 30, 2020 | Warranty Deed, Transfer · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 01, 2021 |
| Deed Sale | Feb 01, 2021 |
| Prior Sale | Jun 30, 2020 |
| Deed Document Number | 0000946768 |
| Deed Book / Page | 946 / 768 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 761 LLOYDS LN, NESBIT, MS 38651-1003 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 761 LLOYDS LN, NESBIT, MS 38651-1003 |
| Document Number | 005596/485 |
|---|---|
| Date | Sep 02, 2022 |
| Book Page | 5596/485 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 01, 2021 |
| Property Address | 761 LLOYDS LN, NESBIT, MS 38651-1003 |
| Document Number | 000946/768 |
| Book / Page | 946 / 768 |
| Map Reference | MB 126 PG 17&18 |
| Instrument Date | Jan 22, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 344, HERNANDO, MS 38632-0344 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 761 LLOYDS LN, NESBIT, MS 38651-1003 |
| Document Number | 0005150471 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 5150/471 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 30, 2020 |
| Property Address | 761 LLOYDS LN, NESBIT, MS 38651-1003 |
| Document Number | 0000924/71 |
| Book / Page | 924 / 71 |
| Map Reference | MB 126 PG 17&18 |
| Instrument Date | Jan 07, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3044 HIGHWAY 302, 3044, BYHALIA, MS 38611-6320 |
| Name | Verified Name |
|---|---|
| Address | 2961 VALLEY GATE DR, HERNANDO, MS 38632-9485 |
| Document Number | 0004980186 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 4980/186 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | May 25, 2021 |
Source: DeSoto County assessment roll as of September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,542.00 (+16.13%) | $34,049 (+38.09%) Land $3,500 Building $30,549 | $340,488 (+38.09%) Land $35,000 Building $305,488 |
| 2023 | $2,189.00 | $24,657 | $246,567 Land $35,000 Building $211,567 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), as of June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711221, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 20 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MS0170005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DAYS WATER ASSOCIATION public/private · serves 2,825 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2022 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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