961 Homer Wright Rd, Talking Rock, GA 30175 Property Records

Gilmer County property record for 961 Homer Wright Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,817 sqft · built 2001
Lot Size	3.5 acres (152,460 sqft)
Owner	Individual Name on Record
Last Sale	$18,600 (Apr 1999)
Tax Bill	$1,605 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3115 014E`

Property Details

APN / Parcel Number

Primary APN	`3115 014E`
Alternative APN	`28584`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,817 sqft Heated Area
1st Floor Area	1,553 sqft
2nd Floor Area	264 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	152,460 sqft (3.5 acres)
Garage Area	462 sqft
Porch	Slab
Porch Area	180 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28584
Street Address	961 HOMER WRIGHT RD
City	TALKING ROCK
State	GA
Zip	30175-6143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LL 1&324 LD5&6
Jurisdiction	GILMER GA
Township / Civil Division	SOUTH GILMER
Census Block Group	1
Census Block	1010
Census Tract	80500

Owner

Source: Gilmer County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	961 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Line of Credit AMICALOLA ELECTRIC MEMBERSHIP
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Apr 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 1999 · Amount on Record
Deed Sale	Apr 15, 1999 · Amount on Record
Deed Book / Page	654 / 425
Last Transfer Date	Apr 1, 2022
Transfer Doc	002501/398
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	961 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6143
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6143

Mortgage

Document Number	0000002289/0000000026
Date	Sep 14, 2020
Book Page	0000002289/0000000026
Instrument	004556

Lender

Name	AMICALOLA ELECTRIC MEMBERSHIP

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jan 1, 2027

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	961 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6143
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6143

Mortgage

Document Number	0000002513/0000000364
Date	May 24, 2022
Book Page	0000002513/0000000364

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 1, 2020

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Apr 1, 2022
Property Address	961 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6143
Document Number	002501/398
Book / Page	2501 / 398
Instrument Date	Apr 1, 2022
Instrument	2022-001644
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6143

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,605.00 (-1.11%) Homeowner's exemption	$137,720 (+4.84%) Land $20,400 Building $117,320	$344,300 (+4.84%) Land $51,000 Building $293,300
2023	$1,623.00 (-14.8%) Homeowner's exemption	$131,360 (+21.32%) Land $15,560 Building $115,800	$328,400 (+21.32%) Land $38,900 Building $289,500
2022	$1,905.00 Homeowner's exemption	$108,280 Land $15,560 Building $92,720	$270,700 Land $38,900 Building $231,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber · Cable	2,500 / 2,500
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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