Gilmer County property record for 891 Homer Wright Rd, Talking Rock, GA 30175 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,028 sqft Heated Area |
| Lot Size | 217,800 sqft (5 acres) |
| Garage | 544 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $50,000 (2014) |
| Tax Bill | $793.00 (2025) |
Source: Gilmer County records · APN 3115 014L
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 891 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6131 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 07, 2026 | Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION |
| Jan 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY MORTGAGE |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2014 · Amount on Record |
| Deed Sale | Aug 19, 2014 · Amount on Record |
| Deed Doc Number | 0001879349 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 891 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 891 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6131 |
| Document Number | 0000002824/0000000243 |
|---|---|
| Date | Jan 07, 2026 |
| Book Page | 0000002824/0000000243 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 192 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 891 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2014/489 |
|---|---|
| Date | Jan 03, 2017 |
| Book Page | 2014/489 |
| Instrument | 000017 |
| Name | UNITED COMMUNITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jan 01, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 891 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 891 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6131 |
| Document Number | 0000002227/0000000314 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 0000002227/0000000314 |
| Instrument | 000841 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
Source: Gilmer County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Gilmer County |
| Unified School District | Gilmer County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $793.00 (+1.28%) Homeowner's exemption Senior Citizen's exemption | $238,320 (+4.12%) Land $27,760 Building $210,560 | $595,800 (+4.12%) Land $69,400 Building $526,400 |
| 2023 | $783.00 (-76.39%) Homeowner's exemption Senior Citizen's exemption | $228,880 (+21.43%) Land $21,120 Building $207,760 | $572,200 (+21.43%) Land $52,800 Building $519,400 |
| 2022 | $3,317.00 Homeowner's exemption Senior Citizen's exemption | $188,480 Land $21,120 Building $167,360 | $471,200 Land $52,800 Building $418,400 |
Source: FEMA National Flood Hazard Layer, Gilmer County (13123C), updated December 14, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 50% of the US · above 64% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,031 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 3115 014L |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,028 sqft Heated Area |
| 1st Floor | 1,300 sqft 1st Floor |
| 2nd Floor | 497 sqft 2nd Floor |
| Attic Area | 231 sqft Attic |
| Basement Area | 756 sqft Basement |
| Unfinished Basement | 756 sqft Unfinished |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Wood Exterior |
| Foundation Type | Masonry Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 544 sqft Garage |
| Deck Area | 320 sqft Deck |
|---|---|
| Patio Area | 128 sqft Patio |
| Porch | Open Porch |
| Porch Area | 70 sqft Porch |
| Storage Building | 120 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 38156 |
|---|---|
| Street Address | 891 HOMER WRIGHT RD |
| City | TALKING ROCK |
| State | GA |
| Zip | 30175-6131 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PB 57/258 |
| Legal Lot Number | 1 |
| Jurisdiction | GILMER GA |
| Minor Civil Division | SOUTH GILMER |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 80500 |
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