1160 Homer Wright Rd, Talking Rock, GA 30175 Property Records

Gilmer County property record for 1160 Homer Wright Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,740 sqft · built 2001
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Last Sale	$389,750 (Apr 2022)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3115A 007`

Property Details

APN / Parcel Number

Primary APN	`3115A 007`
Alternative APN	`24177`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,740 sqft Heated Area
1st Floor Area	1,740 sqft
Basement Area	928 sqft
Unfinished Basement	928 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	95,832 sqft (2.2 acres)
Garage Area	792 sqft
Porch	Slab
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24177
Street Address	1160 HOMER WRIGHT RD
City	TALKING ROCK
State	GA
Zip	30175-6144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 7 CLEAR CRK AC PH1 LL 1/2/35/36
Legal Subdivision	CLEAR CREEK ACRES
Legal Phase	1
Legal Lot Number	7
Jurisdiction	GILMER GA
Township / Civil Division	SOUTH GILMER
Census Block Group	1
Census Block	1023
Census Tract	80500

Owner

1160 Homer Wright Rd is owned and occupied by two individuals who bought it in April 2022.

Source: Gilmer County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1160 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
May 24, 2019	Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK
Apr 7, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Jul 29, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Jul 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on File
Deed Sale	Apr 12, 2022 · Amount on File
Prior Sale	Jul 29, 2019 · Amount on File
Deed Document Number	20221385
Deed Book / Page	2497 / 412
Prior Transfer Date	Jul 11, 2012
Prior Transfer Doc	001742/327
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	1160 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6144
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6144

Mortgage

Document Number	0000002335/0000000224
Date	Jan 22, 2021
Book Page	0000002335/0000000224

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	1160 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6144
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6144

Mortgage

Document Number	0000002170/0000000279
Date	May 24, 2019
Book Page	0000002170/0000000279
Instrument	002932

Lender

Name	SOUTH STATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2024

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Apr 7, 2022
Property Address	1160 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6144
Document Number	002497/412
Book / Page	2497 / 412
Instrument Date	Apr 7, 2022
Instrument	2022-001385
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6144

Mortgage

Document Number	0000002497/0000000415
Date	Apr 12, 2022
Book Page	0000002497/0000000415

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Jul 29, 2019
Property Address	1160 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6144
Document Number	002185/492
Book / Page	2185 / 492
Instrument Date	Jul 29, 2019
Instrument	2019-001971
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6144

Mortgage

Document Number	0000002186/0000000001
Date	Aug 7, 2019
Book Page	0000002186/0000000001
Instrument	004529

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Jul 17, 2017
Property Address	1160 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6144
Document Number	002049/167
Book / Page	2049 / 167
Instrument Date	Jul 17, 2017
Instrument	2017-001762
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 HOMER WRIGHT RD, TALKING ROCK, GA 30175-6144

Tax Assessment & Valuation

The 2025 property tax bill for 1160 Homer Wright Rd was $2,231 with a homeowner's exemption.

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,231.00 Homeowner's exemption	$157,920 Land $31,680 Building $126,240	$394,800 Land $79,200 Building $315,600
2023	$2,299.00 (+0.7%) Homeowner's exemption Senior Citizen's exemption	$156,680 (+20.75%) Land $31,680 Building $125,000	$391,700 (+20.75%) Land $79,200 Building $312,500
2022	$2,283.00 Homeowner's exemption Senior Citizen's exemption	$129,760 Land $26,400 Building $103,360	$324,400 Land $66,000 Building $258,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1160 Homer Wright Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1160 Homer Wright Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Homer Wright Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures