1135 Homer Wright Rd, Talking Rock, GA 30175 Property Records

Gilmer County property record for 1135 Homer Wright Rd, Talking Rock, GA 30175 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,916 sqft · built 2003
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Company Names on File
Last Sale	$705,000 (Mar 2025)
Tax Bill	$983 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Jan 2015 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`3115 014C`

Property Details

APN / Parcel Number

Primary APN	`3115 014C`
Alternative APN	`7662`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,916 sqft Heated Area
1st Floor Area	1,472 sqft
2nd Floor Area	210 sqft
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	131,551 sqft (3.02 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	736 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7662
Street Address	1135 HOMER WRIGHT RD
City	TALKING ROCK
State	GA
Zip	30175-1978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB 17/270
Legal Subdivision	SURVEY FOR L C ODONNELL
Jurisdiction	GILMER GA
Township / Civil Division	SOUTH GILMER
Census Block Group	1
Census Block	1010
Census Tract	80500

Owner

Source: Gilmer County records · APN 3115 014C

Assessment roll updated February 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1135 HOMER WRIGHT RD, TALKING ROCK, GA 30175-1978
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jan 13, 2015	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 21, 2005	Deed of Trust, Mortgage · Conventional Mortgage GILMER COUNTY BANK
Oct 05, 2011	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jun 18, 2008	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
May 23, 2022	Warranty Deed, Transfer · Conventional Mortgage JOHNSON BANK
May 23, 2022	Warranty Deed, Transfer · Conventional Mortgage JOHNSON BANK
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Sep 23, 2009	Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 03, 2025 · Amount on Record
Deed Sale	Mar 03, 2025 · Amount on Record
Prior Sale	May 26, 2022 · Amount on Record
Deed Book / Page	2747 / 80
Prior Transfer Date	Jul 03, 2013
Prior Transfer Doc	001814/197
Record Updated	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	1135 HOMER WRIGHT RD, TALKING ROCK, GA 30175-1978
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1135 HOMER WRIGHT RD, GA
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002156/0000000216
Date	Mar 15, 2019
Book Page	0000002156/0000000216
Instrument	001311

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 01, 2059

January 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	1135 HOMER WRIGHT RD, TALKING ROCK, GA 30175-1978
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001899/417
Date	Jan 13, 2015
Book Page	1899/417
Instrument	000180

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2045

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	1135 HOMER WRIGHT RD, TALKING ROCK, GA 30175-1978
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001139/473
Date	Apr 21, 2005
Book Page	1139/473

Lender

Name	GILMER COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 01, 2015

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	1135 HOMER WRIGHT RD, TALKING ROCK, GA 30175-1978
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001693/428
Date	Oct 05, 2011
Book Page	1693/428

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2026

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	1135 HOMER WRIGHT RD, TALKING ROCK, GA 30175-1978
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001484/200
Date	Jun 18, 2008
Book Page	1484/200
Instrument	005286

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2038

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	May 23, 2022
Property Address	1135 HOMER WRIGHT RD, TALKING ROCK, GA 30175-1978
Document Number	002514/364
Book / Page	2514 / 364
Instrument Date	May 23, 2022
Instrument	2022-002256
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10138 W COUNTY ROAD B, HAYWARD, WI 54843-4487

Mortgage

Document Number	0000002514/0000000365
Date	May 26, 2022
Book Page	0000002514/0000000365

Lender

Name	JOHNSON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	May 23, 2022
Property Address	1135 HOMER WRIGHT RD, TALKING ROCK, GA 30175-1978
Document Number	002514/364
Book / Page	2514 / 364
Instrument Date	May 23, 2022
Instrument	2022-002256
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10138 W COUNTY ROAD B, HAYWARD, WI 54843-4487

Mortgage

Document Number	0002514365
Date	May 23, 2022
Instrument	2514/365

Lender

Name	JOHNSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 01, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Oct 25, 2021
Property Address	1135 HOMER WRIGHT RD, TALKING ROCK, GA 30175-1978
Document Number	002440/230
Book / Page	2440 / 230
Instrument Date	Oct 25, 2021
Instrument	2021-004427
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ELLIS PRESERVE LN SW, MARIETTA, GA 30064-1115

Mortgage

Document Number	0000002440/0000000231
Date	Oct 28, 2021
Book Page	0000002440/0000000231

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

September 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	GILMER GA
Recording Date	Sep 23, 2009
Property Address	1135 HOMER WRIGHT RD, TALKING ROCK, GA 30175-1978
Document Number	001574/164
Book / Page	1574 / 164
Instrument Date	Sep 21, 2009
Instrument	061-2009-002022
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$256.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1135 HOMER WRIGHT RD, 1135, TALKING ROCK, GA 30175-1978

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9842 REDBUD DR, CORPUS CHRISTI, TX 78410-1706

Mortgage

Document Number	001574/166
Date	Sep 23, 2009
Book Page	1574/166

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2039

Tax Assessment & Valuation

Source: Gilmer County records · Assessment roll updated February 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$983.00 (+0.72%) Homeowner's exemption Senior Citizen's exemption	$206,000 (+2.79%) Land $17,880 Building $188,120	$515,000 (+2.79%) Land $44,700 Building $470,300
2023	$976.00	$200,400 Land $13,640 Building $186,760	$501,000 Land $34,100 Building $466,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gilmer County (13123C), updated December 14, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131230805001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 52% of Georgia
Wildfire Likelihood	About 1 in 1,149 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Ellijay Telephone Company	Fiber	2,500 / 2,500
Ellijay Telephone Company	Cable	1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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