9601 Charlesfield Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 9601 Charlesfield Dr, Fredericksburg, VA 22407

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,618 sqft · built 1997
Lot Size0.339 acres (14,787 sqft)
OwnerIndividual Name on Record
Last Sale$353,300 (Nov 2021)
Tax Bill$3,752 (2026)
Deeds & MortgagesNov 2021 Refinance
Nov 2021 Refinance
Flood ZoneZone X (minimal risk)
APN34G-11-333

Property Details

APN / Parcel Number

Primary APN34G-11-333
Alternative APN
  • 034G11-333

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,618 sqft Finished Area
Basement Area1,436 sqft
Unfinished Basement718 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area14,787 sqft (0.339 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area590 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address9601 CHARLESFIELD DR
CityFREDERICKSBURG
StateVA
Zip22407-8359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU - RURAL
Legal DescriptionFOX POINT LOT 333 SEC 12A
Legal SubdivisionFOX POINT
Legal Lot Number333
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionBATTLEFIELD
Census Block Group1
Census Block1008
Census Tract20309

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address9601 CHARLESFIELD DR, FREDERICKSBURG, VA 22407-8359
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NAVY FEDERAL CREDIT UNION
Nov 8, 2021Intrafamily Transfer, Transfer · Stand-Alone Refinance
NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2021 · Amount on Record
Deed SaleNov 8, 2021 · Amount on Record
Prior SaleNov 19, 2012 · Amount on Record
Deed Document Number202133039
Prior Transfer DateNov 5, 2021
Prior Transfer Doc0000033039
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address9601 CHARLESFIELD DR, FREDERICKSBURG, VA 22407-8359
Transaction TypeMortgage
Record UpdatedJun 14, 2023
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210033040
DateNov 8, 2021
Instrument210033040
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSPOTSYLVANIA VA
Recording DateNov 8, 2021
Property Address9601 CHARLESFIELD DR, FREDERICKSBURG, VA 22407-8359
Document Number210033039
Instrument DateNov 2, 2021
Instrument210033039
Transaction TypeTransfer
Record UpdatedNov 24, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9601 CHARLESFIELD DR, FREDERICKSBURG, VA 22407-8359

Mortgage

Document Number210033040
DateNov 8, 2021
Instrument210033040
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,752.00 (+19.91%)$509,000 (+25.52%) Land $170,000 Building $339,000
2025$509,000 (+25.52%) Land $170,000 Building $339,000
2023$3,129.00$405,500 Land $120,000 Building $285,500$405,500 Land $120,000 Building $285,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJan 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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