9526 Charlesfield Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 9526 Charlesfield Dr, Fredericksburg, VA 22407

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,978 sqft · built 1998
Lot Size0.273 acres (11,896 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Nov 2021)
Tax Bill$4,017 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34G-12-420

Property Details

APN / Parcel Number

Primary APN34G-12-420
Alternative APN
  • 034G12-420

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,978 sqft Finished Area
Basement Area1,358 sqft
Unfinished Basement951 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area11,896 sqft (0.273 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area105 sqft
Deck Area490 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address9526 CHARLESFIELD DR
CityFREDERICKSBURG
StateVA
Zip22407-8375
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU - RURAL
Legal DescriptionFOX POINT LOT 420 SEC 12B
Legal SubdivisionFOX POINT
Legal Lot Number420
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionBATTLEFIELD
Census Block Group1
Census Block1009
Census Tract20309

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9526 CHARLESFIELD DR, FREDERICKSBURG, VA 22407-8375
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Warranty Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC
Nov 13, 2019Warranty Deed, Transfer · Conventional Mortgage
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2021 · Amount on Record
Deed SaleNov 17, 2021 · Amount on Record
Prior SaleNov 13, 2019 · Amount on Record
Deed Document Number202134092
Prior Transfer DateJul 3, 2007
Prior Transfer Doc0700021345
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateNov 17, 2021
Property Address9526 CHARLESFIELD DR, FREDERICKSBURG, VA 22407-8375
Document Number210034092
Instrument DateNov 12, 2021
Instrument210034092
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyMARTIN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9526 CHARLESFIELD DR, STAFFORD, VA 22554

Mortgage

Document Number210034093
DateNov 17, 2021
Instrument210034093
Lender
NameGEORGE MASON MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateNov 13, 2019
Property Address9526 CHARLESFIELD DR, FREDERICKSBURG, VA 22407-8375
Document Number201900019618
Instrument DateNov 12, 2019
Instrument19618
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9526 CHARLESFIELD DR FREDERICKSBURG VA 224078375, FREDERICKSBURG, VA 22407-8375

Mortgage

Document Number201900019619
DateNov 13, 2019
Instrument19619
Lender
NamePNC BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2049
Interest
Rate TypeFixed Rate
Rate3.38%

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,017.00 (+30.97%)$544,900 (+37.08%) Land $170,000 Building $374,900
2025$544,900 (+37.08%) Land $170,000 Building $374,900
2023$3,067.00$397,500 Land $120,000 Building $277,500$397,500 Land $120,000 Building $277,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJan 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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