Spotsylvania County property record for 9531 Charlesfield Dr, Fredericksburg, VA 22407
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,446 sqft · built 1998 |
| Lot Size | 0.328 acres (14,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $344,000 (Jun 2019) |
| Tax Bill | $3,451 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34G-12-334 |
| Primary APN | 34G-12-334 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,446 sqft Finished Area |
| Basement Area | 1,358 sqft |
| Unfinished Basement | 1,358 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 14,300 sqft (0.328 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 170 sqft |
| Deck Area | 264 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9531 CHARLESFIELD DR |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22407-8376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU - RURAL |
| Legal Description | FOX POINT LOT 334 SEC 12B |
| Legal Subdivision | FOX POINT |
| Legal Lot Number | 334 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | BATTLEFIELD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20309 |
9531 Charlesfield Dr is owned and occupied by two individuals who bought it in June 2019.
Source: Spotsylvania County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9531 CHARLESFIELD DR, FREDERICKSBURG, VA 22407-8376 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2020 | Deed of Trust, Mortgage · VA Mortgage E MTG MGMT |
| Jun 10, 2019 | Warranty Deed, Transfer · VA Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on File |
| Deed Sale | Jun 10, 2019 · Amount on File |
| Prior Sale | Oct 4, 2005 · Amount on File |
| Deed Document Number | 20198744 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 9531 CHARLESFIELD DR, FREDERICKSBURG, VA 22407-8376 |
| Document Number | 202000007227 |
| Instrument Date | Apr 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9531 CHARLESFIELD DR FREDERICKSBURG VA 224078376, FREDERICKSBURG, VA 22407-8376 |
| Document Number | 202000007227 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 7227 |
| Name | E MTG MGMT |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Jun 10, 2019 |
| Property Address | 9531 CHARLESFIELD DR, FREDERICKSBURG, VA 22407-8376 |
| Document Number | 201900008744 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 8744 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9531 CHARLESFIELD DR FREDERICKSBURG VA 224078376, FREDERICKSBURG, VA 22407-8376 |
| Document Number | 201900008745 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 8745 |
| Name | NEWREZ LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 9531 Charlesfield Dr was $3,451.
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,451.00 | $468,100 Land $170,000 Building $298,100 | |
| 2025 | $468,100 Land $170,000 Building $298,100 | ||
| 2023 | $2,796.00 | $362,400 Land $120,000 Building $242,400 | $362,400 Land $120,000 Building $242,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9531 Charlesfield Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jan 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9531 Charlesfield Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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