Spotsylvania County property record for 9527 Charlesfield Dr, Fredericksburg, VA 22407
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,733 sqft · built 1997 |
| Lot Size | 0.464 acres (20,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Dec 2021) |
| Tax Bill | $3,591 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34G-12-336 |
| Primary APN | 34G-12-336 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,733 sqft Finished Area |
| Basement Area | 1,504 sqft |
| Unfinished Basement | 1,504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 20,200 sqft (0.464 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 194 sqft |
| Patio Area | 194 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9527 CHARLESFIELD DR |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22407-8376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU - RURAL |
| Legal Description | FOX POINT LOT 336 SEC 12B |
| Legal Subdivision | FOX POINT |
| Legal Lot Number | 336 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | BATTLEFIELD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20309 |
9527 Charlesfield Dr is owned and occupied by two individuals who bought it in December 2021.
Source: Spotsylvania County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9527 CHARLESFIELD DR, FREDERICKSBURG, VA 22407-8376 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NBKC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2021 · Amount on File |
| Deed Sale | Dec 2, 2021 · Amount on File |
| Deed Document Number | 202135409 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Dec 2, 2021 |
| Property Address | 9527 CHARLESFIELD DR, FREDERICKSBURG, VA 22407-8376 |
| Document Number | 0210035409 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 210035409 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | EKKO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9527 CHARLESFIELD DR, FREDERICKSBURG, VA 22407-8376 |
| Document Number | 0210035410 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 210035410 |
| Name | THRIVE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 9527 CHARLESFIELD DR, FREDERICKSBURG, VA 22407-8376 |
| Document Number | 202000031932 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9527 CHARLESFIELD DR FREDERICKSBURG VA 224078376, FREDERICKSBURG, VA 22407-8376 |
| Document Number | 202000031932 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 31932 |
| Name | NBKC BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 27, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 9527 Charlesfield Dr was $3,591.
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,591.00 | $487,100 Land $170,000 Building $317,100 | |
| 2025 | $487,100 Land $170,000 Building $317,100 | ||
| 2023 | $2,882.00 | $373,500 Land $120,000 Building $253,500 | $373,500 Land $120,000 Building $253,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9527 Charlesfield Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jan 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9527 Charlesfield Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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