96 Ridgeview Cir, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 96 Ridgeview Cir, Ludlow, MA 01056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 1956
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Dec 2002)
Tax Bill	$5,030 (2025)
Deeds & Mortgages	Apr 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:27B-12725 B:18 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:27B-12725 B:18 L:0`
Alternative APNs	`LUDL M:27B B:12725 P:18` `7119`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,710 sqft Living Area
Gross Area	4,315 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7119
Street Address	96 RIDGEVIEW CIR
City	LUDLOW
State	MA
Zip	01056-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12725
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1010
Census Tract	810404

Owner

Source: Hampden County and Ludlow Town records · APN M:27B-12725 B:18 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	96 RIDGEVIEW CIR, LUDLOW, MA 01056-2529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2002 · Amount on Record
Deed Sale	Dec 27, 2002 · Amount on Record
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	96 RIDGEVIEW CIR, LUDLOW, MA 01056-2529
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024487-377
Date	Apr 06, 2022
Book Page	24487/377
Instrument	21077

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2042

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,030.00 (+3.29%)	$289,900 (+7.69%) Land $66,400 Building $223,500	$359,385 (+6.86%)
2024	$4,870.00 (+5.59%)	$269,200 (+13.87%) Land $66,300 Building $202,900	$336,300
2023	$4,612.00	$236,400 Land $58,200 Building $178,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.