88 Ridgeview Cir, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 88 Ridgeview Cir, Ludlow, MA 01056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1956
Lot Size	0.226 acres (9,845 sqft)
Owner	2 Individual Names on File
Last Sale	$117,000 (Jun 2001)
Tax Bill	$3,989 (2025)
Deeds & Mortgages	Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:27B-12725 B:19 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:27B-12725 B:19 L:0`
Alternative APNs	`LUDL M:27B B:12725 P:19` `7120`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,555 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,845 sqft (0.226 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7120
Street Address	88 RIDGEVIEW CIR
City	LUDLOW
State	MA
Zip	01056-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12725
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1010
Census Tract	810404

Owner

Source: Hampden County and Ludlow Town records · APN M:27B-12725 B:19 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	88 RIDGEVIEW CIR, LUDLOW, MA 01056-2529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2001 · Amount on Record
Deed Sale	Jun 20, 2001 · Amount on Record
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	88 RIDGEVIEW CIR, LUDLOW, MA 01056-2529
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22989-503
Date	Dec 09, 2019
Book Page	22989/503
Instrument	72361

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,989.00 (+3.66%)	$229,900 (+8.09%) Land $81,300 Building $148,600	$289,940 (+4.7%)
2024	$3,848.00 (+6.8%)	$212,700 (+15.16%) Land $81,300 Building $131,400	$276,925
2023	$3,603.00	$184,700 Land $71,300 Building $113,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.