Hampden County and Ludlow Town property record for 87 Ridgeview Cir, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,118 sqft · built 1956 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Dec 2003) |
| Tax Bill | $5,953 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:27B-12725 B:17 L:0 |
| Primary APN | M:27B-12725 B:17 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,118 sqft Living Area |
| Gross Area | 4,948 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 10,106 sqft (0.232 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7118 |
|---|---|
| Street Address | 87 RIDGEVIEW CIR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 12725 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 810404 |
Source: Hampden County and Ludlow Town records · APN M:27B-12725 B:17 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 87 RIDGEVIEW CIR, LUDLOW, MA 01056-2532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 07, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Nov 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM CU |
| Dec 23, 2016 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 02, 2003 · Amount on Record |
| Deed Sale | Dec 02, 2003 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 87 RIDGEVIEW CIR, LUDLOW, MA 01056-2532 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024436-82 |
|---|---|
| Date | Mar 07, 2022 |
| Book Page | 24436/82 |
| Instrument | 13878 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 87 RIDGEVIEW CIR, LUDLOW, MA 01056-2532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23553-408 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 23553/408 |
| Instrument | 69838 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 87 RIDGEVIEW CIR, LUDLOW, MA 01056-2532 |
| Document Number | 21520-472 |
| Book / Page | 021520 / 000472 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 21520-472 |
|---|---|
| Date | Jan 04, 2017 |
| Book Page | 021520/000472 |
| Instrument | 427 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 03, 2047 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,953.00 (+2.36%) | $343,100 (+6.72%) Land $81,500 Building $261,600 | $387,125 (+1.32%) |
| 2024 | $5,816.00 (+2.94%) | $321,500 (+11.02%) Land $81,500 Building $240,000 | $382,090 |
| 2023 | $5,650.00 | $289,600 Land $71,500 Building $218,100 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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