Hampden County and Ludlow Town property record for 138 Ridgeview Cir, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,052 sqft · built 1956 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Jan 2026) |
| Tax Bill | $4,539 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Jan 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:27B-12725 B:7 L:0 |
| Primary APN | M:27B-12725 B:7 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,052 sqft Living Area |
| Gross Area | 2,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,498 sqft (0.241 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7108 |
|---|---|
| Street Address | 138 RIDGEVIEW CIR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 12725 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 810404 |
Source: Hampden County and Ludlow Town records · APN M:27B-12725 B:7 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 72 LARKSPUR ST, SPRINGFIELD, MA 01108-2831 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYSHORE MORTGAGE FUNDING |
| Jan 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Nov 01, 2019 | Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LNDG |
| Feb 26, 2019 | Warranty Deed, Transfer · VA Mortgage SYNERGY ONE LNDG |
| Feb 10, 2018 | Deed of Trust, Mortgage · Line of Credit MONSON SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on Record |
| Deed Sale | Jan 20, 2026 · Amount on Record |
| Prior Sale | Feb 26, 2019 · Amount on Record |
| Deed Book / Page | 26192 / 78 |
| Transfer Doc | 14784-10 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 138 RIDGEVIEW CIR, LUDLOW, MA 01056-2531 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024016-591 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 24016/591 |
| Instrument | 51211 |
| Name | BAYSHORE MORTGAGE FUNDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Jan 20, 2026 |
| Property Address | 138 RIDGEVIEW CIR, LUDLOW, MA 01056-2531 |
| Document Number | 0026192-78 |
| Book / Page | 26192 / 78 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2587 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 72 LARKSPUR ST, SPRINGFIELD, MA 01108-2831 |
| Document Number | 0000002588 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 2588 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 138 RIDGEVIEW CIR, LUDLOW, MA 01056-2531 |
| Document Number | 22968-584 |
| Instrument Date | Nov 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 138 RIDGEVIEW CIR LUDLOW MA 010562531, LUDLOW, MA 01056-2531 |
| Document Number | 22968-584 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 022968/000584 |
| Instrument | 69321 |
| Name | SYNERGY ONE LNDG |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Feb 26, 2019 |
| Property Address | 138 RIDGEVIEW CIR, LUDLOW, MA 01056-2531 |
| Document Number | 22566-394 |
| Book / Page | 022566 / 000394 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 9787 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $906.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 LEWIS ST WESTFIELD MA 010853014, WESTFIELD, MA 01085-3014 |
| Document Number | 22566-396 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 022566/000396 |
| Instrument | 9788 |
| Name | SYNERGY ONE LNDG |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 138 RIDGEVIEW CIR, LUDLOW, MA 01056-2531 |
| Document Number | 22099-53 |
| Instrument Date | Feb 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Name | Verified Name |
|---|
| Document Number | 22099-53 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 022099/000053 |
| Instrument | 14142 |
| Name | MONSON SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 19, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,539.00 (+4.51%) | $261,600 (+8.95%) Land $81,800 Building $179,800 | $294,405 (+2.45%) |
| 2024 | $4,343.00 (+6.5%) | $240,100 (+14.88%) Land $81,800 Building $158,300 | $287,375 |
| 2023 | $4,078.00 | $209,000 Land $71,800 Building $137,200 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures