96 Prospect St, Berea, OH 44017 Property Records

Cuyahoga County property record for 96 Prospect St, Berea, OH 44017

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 734 sqft · built 1942
Lot Size	0.271 acres (11,819 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (Aug 2023)
Tax Bill	$2,519 (2025)
Deeds & Mortgages	Dec 2025 Transfer Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`363-13-021`

Property Details

APN / Parcel Number

Primary APN	`363-13-021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	734 sqft Living Area
1st Floor Area	734 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,819 sqft (0.271 acres)
Lot Dimensions	223 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	96 PROSPECT ST
City	BEREA
State	OH
Zip	44017-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-B
Legal Description	17 BALDWIN S/L 50NEP&PT 49 FT NEXT W 49.93FT IN REAR
Legal Subdivision	BALDWIN INSTITUTE
Legal Lot Number	17
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3008
Census Tract	134204

Owner

96 Prospect St is owned and occupied by an individual who bought it in August 2023.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	96 PROSPECT ST, BEREA, OH 44017-2502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Transfer on Death Deed, Transfer
Aug 10, 2023	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BK
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage DOLLAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Prior Sale	Jul 2, 2019 · Amount on File
Deed Document Number	0000000254
Record Updated	Jun 8, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Dec 10, 2025
Property Address	96 PROSPECT ST, BEREA, OH 44017-2502
Document Number	0000000161
Map Reference	DOC 202308100254
Instrument Date	Dec 5, 2025
Instrument	202512100161
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 PROSPECT ST, BEREA, OH 44017-2502

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Aug 10, 2023
Property Address	96 PROSPECT ST, BEREA, OH 44017-2502
Document Number	0000000254
Map Reference	VOL 1 PG 21
Instrument Date	Aug 7, 2023
Instrument	202308100254
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ERIVER TITLE, ERIE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 PROSPECT ST, BEREA, OH 44017-2502

Mortgage

Document Number	0000000255
Date	Aug 10, 2023
Instrument	202308100255

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	96 PROSPECT ST, BEREA, OH 44017-2502
Document Number	0007310126
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10313 GIFFORD RD OBERLIN OH 440749401, OBERLIN, OH 44074-9401

Mortgage

Document Number	0007310126
Date	Jul 31, 2019
Instrument	7310126

Lender

Name	DOLLAR BK
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 30, 2039

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 2, 2019
Property Address	96 PROSPECT ST, BEREA, OH 44017-2502
Document Number	0007020607
Instrument Date	Jul 1, 2019
Instrument	7020607
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	AMERICA LAND TITLE AFFILIATES, AMERICA LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10313 GILLFORD RD OBERLIN OH 44074, OBERLIN, OH 44074

Mortgage

Document Number	7020608
Date	Jul 2, 2019
Instrument	7020608

Lender

Name	DOLLAR BK
Type	Bank
Address	BEREA, OH 44017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2039

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	7170376,
Date	Jul 2, 2019
Instrument	7170376

Lender

Name	DOLLAR BK
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 96 Prospect St was $2,519 with exemptions applied, down 16.8% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Berea City
Unified School District	Berea City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,519.00 (-16.78%) Homeowner's exemption Senior Citizen's exemption	$53,380 (-) Land $12,390 Building $40,990
2024	$3,027.00 (+4.34%) Homeowner's exemption	$53,380 (+29.91%) Land $12,390 Building $40,990	$152,500 Land $35,400 Building $117,100
2023	$2,901.00 (+0.62%)	$41,090 (-) Land $11,060 Building $30,030
2022	$2,883.00	$41,090 Land $11,060 Building $30,030
2021			$117,400 Land $31,600 Building $85,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 96 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA CITY PWS serves 18,789 people · EPA ID OH1800111
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect St

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