88 Prospect St, Berea, OH 44017 Property Records

Cuyahoga County property record for 88 Prospect St, Berea, OH 44017

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,522 sqft · built 1922
Lot Size0.18 acres (7,850 sqft)
Owner2 Individual Names on File
Tax Bill$3,828 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN363-13-064

Property Details

APN / Parcel Number

Primary APN363-13-064

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,522 sqft Living Area
1st Floor Area754 sqft
2nd Floor Area768 sqft
Basement Area732 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1958
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,850 sqft (0.18 acres)
Lot Dimensions157 ft deep x 50 ft wide
PorchOpen Porch
Porch Area192 sqft
Deck Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address88 PROSPECT ST
CityBEREA
StateOH
Zip44017-2502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-B
Legal Description17 BALDWIN NEP 197.10FT NE OF WEST ST 0049 MB363 PG13 MB39955 PG0040
Legal SubdivisionNE OF WEST
Legal Lot Number49
JurisdictionCUYAHOGA OH
Township / Civil DivisionBEREA
Census Block Group3
Census Block3008
Census Tract134204

Owner

88 Prospect St is owned and occupied by two individuals who acquired it in December 2005.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record2 Individual Names on File
Mailing Address88 PROSPECT ST, BEREA, OH 44017-2502
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2005
Deed SaleDec 14, 2005
Deed Document Number200512140491
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address88 PROSPECT ST, BEREA, OH 44017-2502
Document Number0004300519
Instrument DateApr 11, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address88 PROSPECT ST BEREA OH 440172502, BEREA, OH 44017-2502

Mortgage

Document Number0004300519
DateApr 30, 2020
Instrument4300519
Lender
NamePNC BK
TypeBank
AddressMIDDLEBURG HEIGHTS, OH 44130
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 88 Prospect St was $3,828 with a homeowner's exemption.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityBerea City
Unified School DistrictBerea City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,828.00 Homeowner's exemption$67,870 Land $10,960 Building $56,910
2024$193,900 Land $31,300 Building $162,600
2023$3,294.00 (+0.61%) Homeowner's exemption$47,710 (-) Land $10,290 Building $37,420
2022$3,274.00 Homeowner's exemption$47,710 Land $10,290 Building $37,420
2021$136,300 Land $29,400 Building $106,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA CITY PWS
serves 18,789 people · EPA ID OH1800111
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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