85 Prospect St, Berea, OH 44017 Property Records

Cuyahoga County property record for 85 Prospect St, Berea, OH 44017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,243 sqft · built 1880
Lot Size	0.096 acres (4,158 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Nov 2011)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`363-13-034`

Property Details

APN / Parcel Number

Primary APN	`363-13-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,243 sqft Living Area
Gross Area	1,747 sqft
1st Floor Area	865 sqft
2nd Floor Area	378 sqft
Basement Area	504 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,158 sqft (0.096 acres)
Lot Dimensions	126 ft deep x 33 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	85 PROSPECT ST
City	BEREA
State	OH
Zip	44017-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-B
Legal Description	SEC 17 BALDWIN ADD 0057 NEP
Legal Subdivision	BALDWIN ADD
Legal Lot Number	57
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1002
Census Tract	134206

Owner

85 Prospect St is owned and occupied by an individual who bought it in November 2011.

Source: Cuyahoga County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	85 PROSPECT ST, BEREA, OH 44017-2523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2011 · Amount on File
Deed Sale	Nov 21, 2011 · Amount on File
Prior Sale	Jun 6, 2011 · Amount on File
Deed Document Number	2011172
Prior Transfer Date	Dec 13, 1983
Prior Transfer Doc	3205000033
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	85 PROSPECT ST, BEREA, OH 44017-2523
Transaction Type	Mortgage
Record Updated	May 24, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 PROSPECT ST, BEREA, OH 44017-2523

Mortgage

Document Number	0000000275
Date	May 11, 2023
Instrument	202305110275

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 85 Prospect St was $1,435, up 1.4% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Berea City
Unified School District	Berea City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,435.00 (+1.41%) Homeowner's exemption Senior Citizen's exemption	$44,555 (-0.01%) Land $8,295 Building $36,260	$127,300 (-) Land $23,700 Building $103,600
2024	$1,415.00 (-25.57%) Homeowner's exemption Senior Citizen's exemption	$44,560 (-1.94%) Land $8,300 Building $36,260	$127,300 Land $23,700 Building $103,600
2023	$1,901.00 (-2.21%) Homeowner's exemption Senior Citizen's exemption	$45,440 (-) Land $7,810 Building $37,630
2022	$1,944.00 Homeowner's exemption Senior Citizen's exemption	$45,440 Land $7,810 Building $37,630
2021			$129,800 Land $22,300 Building $107,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Prospect St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA CITY PWS serves 18,789 people · EPA ID OH1800111
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20