Cuyahoga County property record for 138 Prospect St, Berea, OH 44017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,362 sqft · built 1925 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,576 (Feb 2025) |
| Tax Bill | $4,217 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-17-004 |
| Primary APN | 363-17-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,362 sqft Living Area |
| Gross Area | 2,070 sqft |
| 1st Floor Area | 690 sqft |
| 2nd Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,250 sqft (0.121 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| View / Lot | Traffic |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 228 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 138 PROSPECT ST |
|---|---|
| City | BEREA |
| State | OH |
| Zip | 44017-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-B |
| Legal Description | 17 BALDWIN SP 249.81 FT S OF WEST ST 0052 |
| Legal Subdivision | FT S OF WEST |
| Legal Lot Number | 52 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 134206 |
Source: Cuyahoga County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4689 WILTSHIRE RD, NORTH ROYALTON, OH 44133-6546 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Line of Credit T BANK |
| Feb 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Feb 6, 2025 | Sheriff's Deed, Foreclosure · Conventional Mortgage S & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2025 · Amount on Record |
| Deed Sale | Feb 6, 2025 · Amount on Record |
| Prior Sale | Dec 16, 2016 · Amount on Record |
| Deed Document Number | 2025166 |
| Prior Transfer Date | Jan 8, 2025 |
| Prior Transfer Doc | 0000000166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Aug 25, 2026 |
| Property Address | 138 PROSPECT ST, BEREA, OH 44017-2522 |
| Document Number | 0000000243 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 2026243 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 4689 WILTSHIRE RD, NORTH ROYALTON, OH 44133-6546 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000243, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 2026243 |
| Name | T BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 138 PROSPECT ST, BEREA, OH 44017-2522 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 138 PROSPECT ST, BEREA, OH 44017-2522 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000001 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 202202110001 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Feb 6, 2025 |
| Property Address | 138 PROSPECT ST, BEREA, OH 44017-2522 |
| Document Number | 0000000166 |
| Map Reference | VOL 1 PG 21 |
| Instrument Date | Jan 8, 2025 |
| Instrument | 202502060166 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 489 WILSHIRE RD, CLEVELAND, OH 44133 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000167 |
|---|---|
| Date | Feb 6, 2025 |
| Instrument | 202502060167 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2055 |
Source: Cuyahoga County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Berea City |
| Unified School District | Berea City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,217.00 (+2.16%) Homeowner's exemption | $72,800 (-0.01%) Land $9,135 Building $63,665 | $208,000 (-) Land $26,100 Building $181,900 |
| 2024 | $4,128.00 (+34.55%) Homeowner's exemption | $72,810 (+60.27%) Land $9,140 Building $63,670 | $208,000 (+60.25%) Land $26,100 Building $181,900 |
| 2023 | $3,068.00 (-1.57%) Homeowner's exemption | $45,430 (-) Land $8,190 Building $37,240 | |
| 2022 | $3,117.00 Homeowner's exemption | $45,430 Land $8,190 Building $37,240 | |
| 2021 | $129,800 Land $23,400 Building $106,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA CITY PWS serves 18,789 people · EPA ID OH1800111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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