96 Polenta Fields Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 96 Polenta Fields Dr, Smithfield, NC 27577 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,408 sqft · built 2017
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Apr 2020)
Tax Bill$2,002 (2023)
Deeds & MortgagesJun 2022 Line of Credit
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06F04200S

Property Details

APN / Parcel Number

Primary APN06F04200S
Alternative APN
  • 2000228118

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,408 sqft Living Area
1st Floor Area1,820 sqft
Attic Area588 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage Area532 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2000228118
Street Address96 POLENTA FIELDS DR
CitySMITHFIELD
StateNC
Zip27577-7177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 33 POLENTA FIELDS 81/497
Legal SubdivisionPOLENTA FIELDS SUB
Legal Lot Number33
JurisdictionJOHNSTON NC
Township / Civil DivisionCLEVELAND
Census Block Group1
Census Block1006
Census Tract41106

Owner

Source: Johnston County records · APN 06F04200S

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address96 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Deed of Trust, Mortgage · Line of Credit
COASTAL FCU
Apr 29, 2020Warranty Deed, Transfer · VA Mortgage
US BANK NA
May 21, 2018Warranty Deed, Transfer · FHA Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2020 · Amount on Record
Deed SaleApr 29, 2020 · Amount on Record
Prior SaleMay 21, 2018 · Amount on Record
Deed Document Number0005580151
Deed Book / Page5580 / 151
Record UpdatedJun 07, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address96 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177
Transaction TypeMortgage
Record UpdatedJul 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000816284
DateJun 27, 2022
Book Page6288/998
Instrument2022816284
Lender
NameCOASTAL FCU
TypeCredit Union
AddressRALEIGH, NC 27609
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 26, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateApr 29, 2020
Property Address96 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177
Document Number0000657049
Book / Page5580 / 151
Map ReferenceMB 81 PG 497&198
Instrument DateApr 29, 2020
Instrument2020657049
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177

Mortgage

Document Number0000657050
DateApr 29, 2020
Book Page5580/153
Instrument2020657050
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateMay 21, 2018
Property Address96 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177
Document Number0000571366
Book / Page5151 / 1000
Map ReferenceMB81 PG497&498
Instrument DateMar 13, 2018
Instrument2018571366
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$504.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address639 EXECUTIVE PL STE 400, 639, FAYETTEVILLE, NC 28305-5489

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177

Mortgage

Document Number0000571367
DateMay 21, 2018
Instrument2018571367
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Johnston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,002.00$255,920 Land $50,000 Building $205,920$255,920 Land $50,000 Building $205,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Johnston County (37101C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371010411061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Nearby Flood Policies4 in force
4 of 4 on primary residences
Nearby Flood Claims1 (2016)
Most Recent ClaimOct 2016, river or lake flooding, Hurricane Matthew

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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