39 Polenta Fields Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 39 Polenta Fields Dr, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,963 sqft · built 2017
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Mar 2025)
Tax Bill	$2,273 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2025 Sale & Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`06F04199K`

Property Details

APN / Parcel Number

Primary APN	`06F04199K`
Alternative APNs	`2000237068` `2000261522`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,963 sqft Living Area
Gross Area	2,797 sqft
1st Floor Area	851 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	233 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000261522
Street Address	39 POLENTA FIELDS DR
City	SMITHFIELD
State	NC
Zip	27577-7177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 2 POLENTA FIELDS 81/497
Legal Subdivision	POLENTA FIELDS SUBDIVISION
Legal Lot Number	2
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1006
Census Tract	41106

Owner

Source: Johnston County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage BEAZER MORTGAGE CORPORATION
Mar 12, 2025	Warranty Deed, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC
Nov 25, 2024	Warranty Deed, Transfer TITLE STAR AGENCY LLC, TITLE VEST AGENCY LLC
Mar 15, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 7, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 31, 2020	Loan Modification, Mortgage · FHA Mortgage RUSHMORE LN MGMT SVCS
Aug 1, 2018	Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC
May 31, 2017	Warranty Deed, Transfer · Line of Credit SELECT BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2025 · Amount on Record
Deed Sale	Mar 12, 2025 · Amount on Record
Prior Sale	Nov 25, 2024 · Amount on Record
Deed Document Number	20257121
Deed Book / Page	6841 / 799
Prior Transfer Date	Jan 7, 2021
Prior Transfer Doc	0000726659
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Apr 30, 2026
Property Address	39 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177
Document Number	0000013610
Book / Page	7101 / 408
Instrument Date	Apr 24, 2026
Instrument	202613610
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177

Mortgage

Document Number	0000013610,
Date	Apr 30, 2026
Book Page	7101/408
Instrument	202613610

Lender

Name	BEAZER MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Mar 12, 2025
Property Address	39 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177
Document Number	0000007121
Book / Page	DEED6841 / 799
Map Reference	MB 81 PGS 497-498
Instrument Date	Feb 24, 2025
Instrument	2025007121
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 S FARMER AVE # AVE500, AVE500, TEMPE, AZ 85281-2875

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007122
Date	Mar 12, 2025
Book Page	DEED6841/801
Instrument	2025007122

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	18071 FITCH STE 200, IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Nov 25, 2024
Property Address	39 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177
Document Number	0000036104
Book / Page	DEED6784 / 630
Map Reference	MB 81 PGS 497-498
Instrument Date	Nov 25, 2024
Instrument	2024036104
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	TITLE STAR AGENCY LLC, TITLE VEST AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$692.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 BRODIE ROSE LANDING WAY, SMITHFIELD, NC 27577-2520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Mar 15, 2021
Property Address	39 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177
Document Number	0000738273
Book / Page	5870 / 591
Map Reference	MB 81 PG 497&198
Instrument Date	Mar 5, 2021
Instrument	2021738273
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177

Mortgage

Document Number	0000738274
Date	Mar 15, 2021
Instrument	2021738274

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	39 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177

Mortgage

Document Number	0000676208
Date	Aug 31, 2020
Book Page	5686/118
Instrument	2020676208

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jan 7, 2021
Property Address	39 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177
Document Number	0000726659
Book / Page	005805 / 000685
Instrument Date	Jan 7, 2021
Instrument	726659
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 POLENTA FIELDS DR SMITHFIELD NC 275777177, SMITHFIELD, NC 27577-7177

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSTON NC
Recording Date	Dec 7, 2020
Property Address	39 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177
Document Number	0000721551
Book / Page	005776 / 000405
Instrument Date	Dec 5, 2020
Instrument	721551
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 POLENTA FIELDS DR SMITHFIELD NC 275777177, SMITHFIELD, NC 27577-7177

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JOHNSTON NC
Property Address	39 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177
Document Number	0000676214
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 POLENTA FIELDS DR SMITHFIELD NC 275777177, SMITHFIELD, NC 27577-7177

Mortgage

Document Number	0000676214
Date	Aug 31, 2020
Book Page	005686/000163
Instrument	676214

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	FARMERS BRANCH, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

Interest

Rate	3.75%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Aug 1, 2018
Property Address	39 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177
Document Number	0000579867
Book / Page	5193 / 0641
Map Reference	MB81 PG497&498
Instrument Date	Jul 10, 2018
Instrument	2018579867
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 ERWIN RD, 600, DUNN, NC 28334-4536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177

Mortgage

Document Number	0000579868
Date	Aug 1, 2018
Instrument	2018579868

Lender

Name	OVM FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 31, 2017
Property Address	39 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177
Document Number	0000531880
Book / Page	4966 / 0751
Map Reference	MB 81 PG 497
Instrument Date	May 30, 2017
Instrument	2017531880
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2204 BAYVIEW DR, 2204, FAYETTEVILLE, NC 28305-5245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 ERWIN RD, DUNN, NC 28334-4536

Mortgage

Document Number	0000531881
Date	May 31, 2017
Instrument	2017531881

Lender

Name	SELECT BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,273.00 (+34.66%)	$358,080 (+65.96%) Land $75,000 Building $283,080	$358,080 (+65.96%) Land $75,000 Building $283,080
2023	$1,688.00	$215,760 Land $50,000 Building $165,760	$215,760 Land $50,000 Building $165,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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