74 Polenta Fields Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 74 Polenta Fields Dr, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,056 sqft · built 2017
Lot Size	0.469 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,500 (Nov 2017)
Tax Bill	$2,297 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06F04199M`

Property Details

APN / Parcel Number

Primary APN	`06F04199M`
Alternative APN	`2000205483`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,056 sqft Living Area
1st Floor Area	1,426 sqft
2nd Floor Area	1,630 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.469 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000205483
Street Address	74 POLENTA FIELDS DR
City	SMITHFIELD
State	NC
Zip	27577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 4 POLENTA FIELDS 81/497
Legal Subdivision	POLENTA FIELDS SUB
Legal Lot Number	4
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1006
Census Tract	41106

Owner

Source: Johnston County records, as of October 11, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7177
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 21, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI WELLS FARGO BK
May 2, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	Nov 21, 2016 · Amount on Record
Deed Document Number	0005062558
Deed Book / Page	5062 / 558
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	74 POLENTA FIELDS DR, SMITHFIELD, NC 27577
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000800663
Date	Mar 14, 2022
Book Page	6209/122
Instrument	2022800663

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Nov 21, 2017
Property Address	74 POLENTA FIELDS DR, SMITHFIELD, NC 27577
Document Number	0000552131
Book / Page	005062 / 000558
Instrument Date	Nov 21, 2017
Instrument	552131
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$569.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	79 POLENTA FIELDS DR SMITHFIELD NC 275777177, SMITHFIELD, NC 27577-7177

Mortgage

Document Number	552132
Date	Nov 21, 2017
Book Page	005062/000560
Instrument	552132

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 2, 2017
Property Address	74 POLENTA FIELDS DR, SMITHFIELD, NC 27577
Document Number	0000528524
Book / Page	004951 / 000164
Instrument Date	Apr 25, 2017
Instrument	528524
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$204.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8601 N SCOTTSDALE RD #225 SCOTTSDALE AZ 852532727, 225, SCOTTSDALE, AZ 85253-2727

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,297.00	$287,830 Land $50,000 Building $237,830	$287,830 Land $50,000 Building $237,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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