116 Polenta Fields Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 116 Polenta Fields Dr, Smithfield, NC 27577

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,744 sqft · built 2016
Lot Size0.519 acres (22,651 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Apr 2017)
Tax Bill$1,824 (2023)
Deeds & MortgagesAug 2020 Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06F04200R

Property Details

APN / Parcel Number

Primary APN06F04200R
Alternative APN
  • 2000199805

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,744 sqft Living Area
1st Floor Area1,617 sqft
2nd Floor Area1,127 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,651 sqft (0.519 acres)
Garage Area742 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area298 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2000199805
Street Address116 POLENTA FIELDS DR
CitySMITHFIELD
StateNC
Zip27577-7182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRAG
Legal DescriptionLOT 32 POLENTA FIELDS 81/497
Legal SubdivisionPOLENTA FIELDS SUB
Legal Lot Number32
JurisdictionJOHNSTON NC
Township / Civil DivisionCLEVELAND
Census Block Group1
Census Block1006
Census Tract41106

Owner

Source: Johnston County records · APN 06F04200R

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address116 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7182
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
May 06, 2021Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Nov 16, 2019Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
Apr 06, 2017Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 2017 · Amount on Record
Deed SaleApr 06, 2017 · Amount on Record
Prior SaleMay 06, 2016 · Amount on Record
Deed Document Number0004936806
Deed Book / Page4936 / 806
Record UpdatedJun 07, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address116 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7182
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyVANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000673780
DateAug 17, 2020
Book Page5673/457
Instrument2020673780
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address116 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7182
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyVANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000747900
DateMay 06, 2021
Book Page5923/950
Instrument2021747900
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address116 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7182
Document Number0000636527
Instrument DateNov 16, 2019
Transaction TypeMortgage
Record UpdatedDec 05, 2019
Title CompanyVANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 POLENTA FIELDS DR SMITHFIELD NC 275777182, SMITHFIELD, NC 27577-7182

Mortgage

Document Number0000636527
DateNov 20, 2019
Book Page005471/000773
Instrument636527
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2049

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateApr 06, 2017
Property Address116 POLENTA FIELDS DR, SMITHFIELD, NC 27577-7182
Document Number0000525477
Book / Page004936 / 000806
Instrument DateMar 14, 2017
Instrument525477
Transaction TypeTransfer
Record UpdatedMay 25, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address116 POLENTA FIELDS DR SMITHFIELD NC 27577, SMITHFIELD, NC 27577

Mortgage

Document Number525478
DateApr 06, 2017
Book Page004936/000808
Instrument525478
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 05, 2047

Tax Assessment & Valuation

Source: Johnston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,824.00 Disabled Person's exemption Veteran's exemption$278,150 Land $50,000 Building $228,150$278,150 Land $50,000 Building $228,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
T-Mobile USA
Fiber
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemJOHNSTON CO-WEST
serves 99,027 people
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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