Walton County property record for 96 Gulfside Way, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,284 sqft · built 2001 |
| Lot Size | 0.085 acres (3,746 sqft) |
| Owner | Individual Name on File |
| Last Sale | $675,000 (Jan 2025) |
| Tax Bill | $5,538 (2024) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-2S-21-42530-000-0090 |
| Primary APN | 33-2S-21-42530-000-0090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 1,956 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 3,746 sqft (0.085 acres) |
| Lot Dimensions | 7.5 ft deep x 5 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 264 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1074789 |
|---|---|
| Street Address | 96 GULFSIDE WAY |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-7157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 GULFSIDE COTTAGES PB 11-24 THRU 24A OR 2414-808 OR 2502-1697 OR 2634-1619 OR 3347-311 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 33 |
| Legal Subdivision | GULFSIDE COTTAGES |
| Legal Lot Number | 9 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950609 |
96 Gulfside Way is owned by an individual who bought it in January 2025.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 881 58TH ST # A, A, BROOKLYN, NY 11220-3609 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2025 · Amount on File |
| Deed Sale | Jan 10, 2025 · Amount on File |
| Prior Sale | Oct 5, 2004 · Amount on File |
| Deed Document Number | 20250001148 |
| Deed Book / Page | 3347 / 311 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 96 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-7157 |
| Document Number | 0030322759 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 96 GULFSIDE WAY MIRAMAR BEACH FL 325507157, MIRAMAR BEACH, FL 32550-7157 |
| Document Number | 0030322759 |
|---|---|
| Date | Feb 2, 2017 |
| Book Page | 003032/002759 |
| Instrument | 3449 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2037 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $689,078 Land $195,000 Building $494,078 | $689,078 Land $195,000 Building $494,078 | |
| 2024 | $5,538.00 (+5.17%) | ||
| 2023 | $5,266.00 (+13.61%) | $742,500 (+20.62%) Land $120,553 Building $621,947 | $742,500 (+20.62%) Land $120,553 Building $621,947 |
| 2022 | $4,635.00 | $615,574 Land $133,814 Building $481,760 | $615,574 Land $133,814 Building $481,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 Gulfside Way in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 96 Gulfside Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: REV, Wildstar Networks.
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