107 Gulfside Way, Miramar Beach, FL 32550 Property Records

Walton County property record for 107 Gulfside Way, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,610 sqft · built 2002
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$1,020,000 (Apr 2022)
Tax Bill	$6,957 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-2S-21-42530-000-0220`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42530-000-0220`
Alternative APNs	`33-221-42530-000-0220` `1074803`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,610 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	706 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	78 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	390 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	107 GULFSIDE WAY
City	MIRAMAR BEACH
State	FL
Zip	32550-7157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LOT 22 GULFSIDE COTTAGES S/D PB 11-24 OR 2419-452 OR 2515-1930 OR 2515-1931 OR 2840-4926 OR 3030-2586 OR 3248-81
Legal Range	21W
Legal Township	02S
Legal Section	33
Legal Subdivision	GULFSIDE COTTAGES
Legal Block	2
Legal Lot Number	22
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

107 Gulfside Way is owned by two individuals who bought it in April 2022.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	13943 COUNTRY RD 4110, 4110, LINDALE, TX 75771
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 6, 2017	Warranty Deed, Transfer · Conventional Mortgage SOUTHEAST MTG/GA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Jan 6, 2017 · Amount on File
Deed Document Number	202217746
Deed Book / Page	3248 / 81
Prior Transfer Date	Jun 30, 2003
Prior Transfer Doc	0000769275
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 14, 2022
Property Address	107 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-7157
Document Number	0032480081
Book / Page	3248 / 81
Map Reference	MB 11 PG 24&24A
Instrument Date	Apr 9, 2022
Instrument	20220017746
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2706 VIEW MDW, GRAPEVINE, TX 76051-2420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13943 COUNTY ROAD 4110, LINDALE, TX 75771-6177

Mortgage

Document Number	0000324883
Date	Apr 14, 2022
Instrument	3248/83

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0032480236
Date	Apr 14, 2022
Book Page	3248/236
Instrument	20220017783

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 6, 2017
Property Address	107 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-7157
Document Number	0030302586
Book / Page	003030 / 002586
Instrument Date	Jan 3, 2017
Instrument	611
Transaction Type	Transfer
Record Updated	Feb 23, 2017
Title Company	AQUA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,926.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2706 VIEW MDW GRAPEVINE TX 760512420, GRAPEVINE, TX 76051-2420

Mortgage

Document Number	30302588
Date	Jan 6, 2017
Book Page	003030/002588
Instrument	612

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 107 Gulfside Way was $6,957, down 10.6% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,957.00 (-10.6%)	$769,984 Land $195,000 Building $574,984	$769,984 Land $195,000 Building $574,984
2024	$7,782.00 (+1.46%)
2023	$7,670.00 (+47.81%)	$844,138 (+21.66%) Land $120,553 Building $723,585	$844,138 (+21.66%) Land $120,553 Building $723,585
2022	$5,189.00	$693,843 Land $133,814 Building $560,029	$693,843 Land $133,814 Building $560,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Gulfside Way in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 107 Gulfside Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

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