53 Gulfside Way, Miramar Beach, FL 32550 Property Records

Walton County property record for 53 Gulfside Way, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,804 sqft · built 2002
Lot Size	0.098 acres (4,269 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (Dec 2025)
Tax Bill	$8,424 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-2S-21-42530-000-0260`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42530-000-0260`
Alternative APN	`1074807`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	1,804 sqft Living Area
Gross Area	2,324 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	4,269 sqft (0.098 acres)
Lot Dimensions	8.6 ft deep x 5 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	232 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1074807
Street Address	53 GULFSIDE WAY
City	MIRAMAR BEACH
State	FL
Zip	32550-4164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 GULFSIDE COTTAGES S/D PB 11-24 OR 2386-1002 OR 2440-169 OR 2601-3083 OR 2919-1073 OR 2980-1141 OR 3011-3439 OR
Legal Range	21W
Legal Township	02S
Legal Section	33
Legal Subdivision	GULFSIDE COTTAGES
Legal Lot Number	26
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6115 RED OAK CT, FORT SMITH, AR 72916-8873
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 13, 2022	Gift Deed, Transfer ACCOMODATION, ACCOMMODATION
Apr 6, 2022	Warranty Deed, Transfer · Conventional Mortgage GEORGIAS OWN CU
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage WALTON FNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Jun 13, 2022
Deed Document Number	20250044607
Deed Book / Page	3379 / 3868
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 4, 2025
Property Address	53 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-4164
Document Number	0033793868
Book / Page	3379 / 3868
Map Reference	MB 11 PG 24&24
Instrument Date	Dec 1, 2025
Instrument	20250044607
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	BEACHLAND TITLE SERVICES LLC, BEACH LAND AND TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 PRESERVE PL, PEACHTREE CITY, GA 30269-3653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6115 RED OAK CT, FORT SMITH, AR 72916-8873

Mortgage

Document Number	0033793870
Date	Dec 4, 2025
Instrument	3379/3870

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	SOFR Average 30-Day
Max Rate	11.7%

June 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WALTON FL
Recording Date	Jun 13, 2022
Property Address	53 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-4164
Document Number	0032554746
Book / Page	3255 / 4746
Map Reference	MB 11 PG 24&24A
Instrument Date	Apr 2, 2022
Instrument	20220027543
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 PRESERVE PL, PEACHTREE CITY, GA 30269-3653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 PRESERVE PL, PEACHTREE CITY, GA 30269-3653

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 6, 2022
Property Address	53 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-4164
Document Number	0032462988
Book / Page	3246 / 2988
Map Reference	MB 11 PG 24&24A
Instrument Date	Apr 1, 2022
Instrument	20220016176
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,925.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1606 N MATTHEWS RD, GREENWOOD, IN 46143-8347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 PRESERVE PL, PEACHTREE CITY, GA 30269-3653

Mortgage

Document Number	0032462990
Date	Apr 6, 2022
Instrument	3246/2990

Lender

Name	GEORGIAS OWN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 1, 2020
Property Address	53 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-4164
Document Number	0031573055
Book / Page	003157 / 003055
Instrument Date	Jul 8, 2020
Instrument	33462
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1606 N MATTHEWS RD GREENWOOD IN 461438347, GREENWOOD, IN 46143-8347

Mortgage

Document Number	31573057
Date	Sep 1, 2020
Book Page	003157/003057
Instrument	33463

Lender

Name	WALTON FNDG LLC
Type	Mortgage Company
Address	INLET BEACH, FL 32461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$825,133 (-9.69%) Land $195,000 Building $630,133	$825,133 (-9.69%) Land $195,000 Building $630,133
2024	$8,424.00 (+1.48%)
2023	$8,301.00 (+44.79%)	$913,639 (+22.22%) Land $120,553 Building $793,086	$913,639 (+22.22%) Land $120,553 Building $793,086
2022	$5,733.00	$747,536 Land $133,814 Building $613,722	$747,536 Land $133,814 Building $613,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

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