Walton County property record for 96 E Bermuda Dr, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,962 sqft · built 2003 |
| Lot Size | 0.266 acres (11,606 sqft) |
| Owner | Owner Name on File |
| Last Sale | $940,000 (May 2012) |
| Tax Bill | $22,998 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-3S-20-34700-000-0800 |
| Primary APN | 12-3S-20-34700-000-0800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,962 sqft Living Area |
| Gross Area | 5,982 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 11,606 sqft (0.266 acres) |
| Garage Type | Finished |
| Garage Area | 648 sqft |
| Pool House | Pool House |
|---|---|
| Porch | Porch |
| Porch Area | 2,372 sqft |
| Deck Area | Deck Area |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1017839 |
|---|---|
| Street Address | 96 E BERMUDA DR |
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-7522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 80 THE RETREAT PB 14-4-4A OR 2028-322 OR 2363A-151 OR 2413-1783 OR 2891-1972 |
| Legal Range | 20W |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | RETREAT THE S/D |
| Legal Lot Number | 80 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 950606 |
The current owner of 96 E Bermuda Dr bought it in May 2012.
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3112 LACOSTE DR, JONESBORO, AR 72404-6841 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2012 · Amount on File |
| Deed Sale | May 29, 2012 · Amount on File |
| Prior Sale | Jan 26, 2011 · Amount on File |
| Deed Document Number | 1196476 |
| Deed Book / Page | 2891 / 1972 |
| Record Updated | Jun 8, 2026 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,512,960 Land $1,200,000 Building $2,312,960 | $3,512,960 Land $1,200,000 Building $2,312,960 | |
| 2024 | $22,998.00 (+13.1%) | ||
| 2023 | $20,335.00 (+4.28%) | $2,540,998 (+3.64%) Land $865,200 Building $1,675,798 | $2,540,998 (+3.64%) Land $865,200 Building $1,675,798 |
| 2022 | $19,500.00 | $2,451,654 Land $960,372 Building $1,491,282 | $2,451,654 Land $960,372 Building $1,491,282 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 E Bermuda Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 413 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 725 units insured incl. 312 condo units |
| Nearby Flood Claims | 12 (2005–2025) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 96 E Bermuda Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink.
5G (outdoors only) and 4G LTE
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