Walton County property record for 53 E Bermuda Dr, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6.5 ba · 4,867 sqft · built 2018 |
| Lot Size | 0.194 acres (8,449 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Mar 2016) |
| Tax Bill | $31,301 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-3S-20-34700-000-0890 |
| Primary APN | 12-3S-20-34700-000-0890 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 4 Stories |
| Building Area | 4,867 sqft Living Area |
| Gross Area | 6,660 sqft |
| 1st Floor Area | 1,091 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Elevator | Elevator |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 8,449 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 497 sqft |
| Driveway | Brick Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 1,066 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 53 E BERMUDA DR |
|---|---|
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-7522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 89 THE RETREAT S/D PB 14-4 OR 2054-261 OR 2151-233 OR 2197-332 OR 2519-1909 OR 2676-1905 OR 2713-4094 OR 2911-1045 OR 2941-4761 OR 3004-3189 |
| Legal Range | 020 |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | THE RETREAT |
| Legal Block | 8 |
| Legal Lot Number | 89 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950606 |
53 E Bermuda Dr is owned by two individuals who bought it in March 2016.
Source: Walton County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 HUNTLEIGH WOODS, SAINT LOUIS, MO 63131-4815 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2016 · Amount on File |
| Deed Sale | Mar 17, 2016 · Amount on File |
| Prior Sale | Feb 5, 2014 · Amount on File |
| Deed Document Number | 20168178 |
| Deed Book / Page | 3004 / 3189 |
| Prior Transfer Date | Jan 13, 2000 |
| Prior Transfer Doc | 0000627706 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 53 E Bermuda Dr was $31,301, up 13.9% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,301.00 (+13.89%) | $4,346,895 Land $897,750 Building $3,449,145 | $4,346,895 Land $897,750 Building $3,449,145 |
| 2024 | $27,484.00 (+15.62%) | ||
| 2023 | $23,770.00 (+6.11%) | $3,075,272 (+7.15%) Land $648,900 Building $2,426,372 | $3,075,272 (+7.15%) Land $648,900 Building $2,426,372 |
| 2022 | $22,402.00 | $2,869,935 Land $720,279 Building $2,149,656 | $2,869,935 Land $720,279 Building $2,149,656 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 53 E Bermuda Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 413 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 725 units insured incl. 312 condo units |
| Nearby Flood Claims | 12 (2005–2025) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 53 E Bermuda Dr is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink.
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