61 E Bermuda Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 61 E Bermuda Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,517 sqft · built 2001
Lot Size	0.178 acres (7,743 sqft)
Owner	Company Name on File
Last Sale	$2,100,000 (Feb 2021)
Tax Bill	$29,564 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-3S-20-34700-000-0880`

Property Details

APN / Parcel Number

Primary APN	`12-3S-20-34700-000-0880`
Alternative APNs	`12-320-34700-000-0880` `1017847`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	4,517 sqft Living Area
Gross Area	5,840 sqft
1st Floor Area	1,453 sqft
Flooring	Slate
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Hardboard
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	7,743 sqft (0.178 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Brick Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Finished/Open Porch
Porch Area	751 sqft
Deck Area	Deck Area
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	61 E BERMUDA DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-7522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 88 THE RETREAT PB 14-4 OR 2073-42 OR 2138-73 OR 2218-39 OR 2385-1775 OR 2437-863 OR 2611-2891 OR 2912-1357 OR 3181-3288
Legal Range	020
Legal Township	03S
Legal Section	12
Legal Subdivision	THE RETREAT
Legal Block	8
Legal Lot Number	88
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1035
Census Tract	950606

Owner

61 E Bermuda Dr is owned by a company that bought it in February 2021.

Source: Walton County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1028 E BELMONT ABBEY LN, CLAREMONT, CA 91711-1463
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2021 · Amount on File
Deed Sale	Feb 4, 2021 · Amount on File
Prior Sale	Feb 15, 2013 · Amount on File
Deed Document Number	20215332
Deed Book / Page	3181 / 3288
Prior Transfer Date	Sep 20, 2002
Prior Transfer Doc	0000732243
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 4, 2021
Property Address	61 E BERMUDA DR, SANTA ROSA BEACH, FL 32459-7522
Document Number	0031813288
Book / Page	3181 / 3288
Map Reference	MB 14 PG 4&4A
Instrument Date	Jan 29, 2021
Instrument	20210005332
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 PEONY SPRINGS CT, 2, SPRING, TX 77382-2534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 E BELMONT ABBEY LN, CLAREMONT, CA 91711-1463

Mortgage

Document Number	0031813291
Date	Feb 4, 2021
Instrument	3181/3291

Lender

Name	WALTON FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 61 E Bermuda Dr was $29,564, up 12.7% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,564.00 (+12.72%)	$3,500,076 Land $879,840 Building $2,620,236	$3,500,076 Land $879,840 Building $2,620,236
2024	$26,227.00 (+13.82%)
2023	$23,042.00 (+3.82%)	$2,535,885 (+5.88%) Land $648,900 Building $1,886,985	$2,535,885 (+5.88%) Land $648,900 Building $1,886,985
2022	$22,195.00	$2,394,978 Land $720,279 Building $1,674,699	$2,394,978 Land $720,279 Building $1,674,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 E Bermuda Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 413 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	725 units insured incl. 312 condo units
Nearby Flood Claims	12 (2005–2025)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 E Bermuda Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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