75 E Bermuda Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 75 E Bermuda Dr, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,738 sqft · built 2007
Lot Size0.179 acres (7,815 sqft)
OwnerIndividual Name on File
Last Sale$1,750,000 (Apr 2015)
Tax Bill$24,531 (2025)
Flood ZoneZone X (minimal risk)
APN12-3S-20-34700-000-0870

Property Details

APN / Parcel Number

Primary APN12-3S-20-34700-000-0870
Alternative APNs
  • 12-320-34700-000-0870
  • 1017846

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories3 Stories
Building Area3,738 sqft Living Area
Gross Area6,104 sqft
1st Floor Area1,236 sqft
FlooringCarpet
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialHardboard
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area7,815 sqft (0.179 acres)
Garage TypeAttached
Garage Area616 sqft
DrivewayBrick Driveway
PorchFinished/Open Porch
Porch Area1,750 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address75 E BERMUDA DR
CitySANTA ROSA BEACH
StateFL
Zip32459-7522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 87 THE RETREAT PB14 PG4-4A OR 2044-227 OR 2426-1393 OR 2611-3712 OR 2612 2835 OR 2625-72 OR 2630-1291 OR 2635-4015 OR 2673-2519 OR 2790-2582 OR 2975-4178
Legal Range020
Legal Township03S
Legal Section12
Legal SubdivisionTHE RETREAT
Legal Block8
Legal Lot Number87
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1035
Census Tract950606

Owner

75 E Bermuda Dr is owned by an individual who bought it in April 2015.

Source: Walton County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2619 PEACHTREE RD NE, ATLANTA, GA 30305-3603
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2015 · Amount on File
Deed SaleApr 8, 2015 · Amount on File
Prior SaleApr 18, 2008 · Amount on File
Deed Document Number20151317848
Deed Book / Page2975 / 4178
Prior Transfer DateAug 13, 2004
Prior Transfer Doc0000842511
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 75 E Bermuda Dr was $24,531, up 13.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,531.00 (+13.88%)$3,307,981 Land $897,750 Building $2,410,231$3,307,981 Land $897,750 Building $2,410,231
2024$21,541.00 (+14.12%)
2023$18,875.00 (+4.38%)$2,385,398 (+3.91%) Land $648,900 Building $1,736,498$2,385,398 (+3.91%) Land $648,900 Building $1,736,498
2022$18,083.00$2,295,566 Land $720,279 Building $1,575,287$2,295,566 Land $720,279 Building $1,575,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 E Bermuda Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 413 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies725 units insured
incl. 312 condo units
Nearby Flood Claims12 (2005–2025)
Claims Outside the SFHA10 of 12
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 E Bermuda Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Bermuda Dr

Nearby Streets

Search Property Records by Address or Parcel Number