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96 Cool Breeze Loop, Freeport, FL 32439 Property Records

Walton County property record for 96 Cool Breeze Loop, Freeport, FL 32439 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2022
Square Footage1,768 sqft Living Area
Lot Size6,490 sqft (0.149 acres)
OccupancyOwner Occupied
Last Sale$425,000 (2022)
Tax Bill$1,871.00 (2025)

Property Details

APN / Parcel Number

Primary APN22-1S-19-23040-000-2250
Alternative APNs
  • 22-119-23040-000-2250
  • 1039009

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,768 sqft Living Area
Gross Area2,397 sqft Gross Area
1st Floor1,768 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,490 sqft (0.149 acres)
Depth X Width130 ft x 50 ft Depth x Width
Garage TypeAttached Garage
Garage Area420 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address96 COOL BREEZE LOOP
CityFREEPORT
StateFL
Zip32439-4269
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 225 RIVERWALK PH I PB18-13 OR 3202-833 OR 3239-2653 OR 3246-4960
Legal Range019
Legal Township01S
Legal Section22
Legal SubdivisionRIVERWALK PH I
Legal Phase1
Legal Block22
Legal Lot Number225
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup1
Census Block1015
Census Tract950502

Owner

Source: Walton County records · APN 22-1S-19-23040-000-2250

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address227 ENCHANTED WAY, SANTA ROSA BEACH, FL 32459-7142
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2022Warranty Deed, Transfer · Conventional Mortgage
MICHIGAN MUTUAL INC
Feb 18, 2022Warranty Deed, Subdivision Related Transfer
HB TITLE INC
Oct 04, 2019Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NAT'L BK
Dec 05, 2018Grant Deed, Mortgage · Line of Credit
BANK OF MO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 08, 2022 · Amount on Record
Deed SaleApr 08, 2022 · Amount on Record
Prior SaleFeb 18, 2022 · Amount on Record
Deed Doc Number202216595
Deed Book / Page3246 / 4960
Record RefreshedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 08, 2022
Property Address96 COOL BREEZE LOOP, FREEPORT, FL 32439-4269
Document Number0032464960
Book / Page3246 / 4960
Map ReferenceMB 18 PG 13
Instrument DateApr 05, 2022
Instrument20220016595
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address164 N BROOKWOOD DR, SANTA ROSA BEACH, FL 32459-5683

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 ENCHANTED WAY, SANTA ROSA BEACH, FL 32459-7142

Mortgage

Document Number0032464962
DateApr 08, 2022
Instrument3246/4962
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

February 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateFeb 18, 2022
Property Address96 COOL BREEZE LOOP, FREEPORT, FL 32439-4269
Document Number0032392653
Book / Page3239 / 2653
Map ReferenceMB 18 PG 13
Instrument DateFeb 16, 2022
Instrument20220007840
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
Tax$2,065.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2285 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 COOL BREEZE LOOP, FREEPORT, FL 32439-4269

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address96 COOL BREEZE LOOP, FREEPORT, FL 32439-4269
Document Number0031201531
Instrument DateOct 04, 2019
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY #301 DESTIN FL 325415732, 301, DESTIN, FL 32541-5732

Mortgage

Document Number0031201531
DateOct 04, 2019
Book Page003120/001531
Instrument34789
Lender
NameTRUSTMARK NAT'L BK
TypeBank
Address7700 US HIGHWAY 98 W, SANTA ROSA BEACH, FL 32459-3270
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueOct 03, 2021
Interest
Rate TypeAdjustable Rate

December 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateDec 05, 2018
Property Address96 COOL BREEZE LOOP, FREEPORT, FL 32439-4269
Document Number0030914134
Book / Page003091 / 004134
Instrument DateDec 03, 2018
Instrument40368
Transaction TypeMortgage
Record UpdatedDec 21, 2018

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792

Mortgage

Document Number30914134
DateDec 05, 2018
Book Page003091/004134
Instrument40368
Lender
NameBANK OF MO
TypeBank
Address427 WILLIAM ST, CAPE GIRARDEAU, MO 63701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,871.00 (-0.69%) Homeowner's exemption$185,323 (-31.51%)$282,197 (+4.29%) Land $35,175 Building $247,022
2024$1,884.00 (+4.09%)
2023$1,810.00 (+607.03%) Homeowner's exemption$270,588 (+593.03%) Land $35,175 Building $235,413$270,588 (+593.03%) Land $35,175 Building $235,413
2022$256.00$39,044 Land $39,044$39,044 Land $39,044

Flood & Wildfire

96 Cool Breeze Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
50th percentile of exposed land nationally · 20th in Florida
Wildfire LikelihoodModerate — about 1 in 1,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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