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124 Cool Breeze Loop, Freeport, FL 32439 Property Records

Walton County property record for 124 Cool Breeze Loop, Freeport, FL 32439 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,620 sqft Living Area
Lot Size6,621 sqft (0.151 acres)
OccupancyOwner Occupied
Last Sale$275,800 (2022)
Tax Bill$2,858.00 (2024)

Property Details

APN / Parcel Number

Primary APN22-1S-19-23040-000-2280
Alternative APN
  • 1039012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,620 sqft Living Area
Gross Area2,240 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,621 sqft (0.151 acres)
Depth X Width13 ft x 5.1 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1039012
Street Address124 COOL BREEZE LOOP
CityFREEPORT
StateFL
Zip32439-4271
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 228 RIVERWALK PH I PB 18-13 OR 2980-1097 OR 3050-2206 OR 3051-3735 OR 3193-1533 OR 3238-3783
Legal Range19W
Legal Township01S
Legal Section22
Legal SubdivisionRIVERWALK PH I
Legal Phase1
Legal Lot Number228
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup1
Census Block1015
Census Tract950502

Owner

Source: Walton County records · APN 22-1S-19-23040-000-2280

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address124 COOL BREEZE LOOP, FREEPORT, FL 32439-4271
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PREMIER BANK
Oct 04, 2019Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NAT'L BK
Feb 20, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF MO
Dec 05, 2018Grant Deed, Mortgage · Line of Credit
BANK OF MO
Aug 18, 2017Deed of Trust, Mortgage · Line of Credit
BEACH CMNTY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 14, 2022 · Amount on Record
Deed SaleFeb 14, 2022 · Amount on Record
Deed Doc Number20220006951
Deed Book / Page3238 / 3783
Record RefreshedJun 08, 2026

February 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateFeb 14, 2022
Property Address124 COOL BREEZE LOOP, FREEPORT, FL 32439-4271
Document Number0032383783
Book / Page3238 / 3783
Map ReferenceMB 18 PG 13
Instrument DateFeb 11, 2022
Instrument20220006951
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,930.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2285 W GALLIE BLVD, MELBOURNE, FL 32935

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 COOL BREEZE LOOP, FREEPORT, FL 32439-4271
InvestorPossibly a Property Investor

Mortgage

Document Number0032383785
DateFeb 14, 2022
Instrument3238/3785
Lender
NamePREMIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2037

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address124 COOL BREEZE LOOP, FREEPORT, FL 32439-4271
Document Number0031201531
Instrument DateOct 04, 2019
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY #301 DESTIN FL 325415732, 301, DESTIN, FL 32541-5732

Mortgage

Document Number0031201531
DateOct 04, 2019
Book Page003120/001531
Instrument34789
Lender
NameTRUSTMARK NAT'L BK
TypeBank
Address7700 US HIGHWAY 98 W, SANTA ROSA BEACH, FL 32459-3270
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueOct 03, 2021
Interest
Rate TypeAdjustable Rate

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address124 COOL BREEZE LOOP, FREEPORT, FL 32439-4271
Document Number0030974927
Instrument DateFeb 20, 2019
Transaction TypeMortgage
Record UpdatedMar 11, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792

Mortgage

Document Number0030974927
DateFeb 22, 2019
Book Page003097/004927
Instrument5536
Lender
NameBANK OF MO
TypeBank
AddressCAPE GIRARDEAU, MO 63701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateDec 05, 2018
Property Address124 COOL BREEZE LOOP, FREEPORT, FL 32439-4271
Document Number0030914134
Book / Page003091 / 004134
Instrument DateDec 03, 2018
Instrument40368
Transaction TypeMortgage
Record UpdatedDec 21, 2018

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792

Mortgage

Document Number30914134
DateDec 05, 2018
Book Page003091/004134
Instrument40368
Lender
NameBANK OF MO
TypeBank
Address427 WILLIAM ST, CAPE GIRARDEAU, MO 63701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address124 COOL BREEZE LOOP, FREEPORT, FL 32439-4271
Document Number0030502207
Book / Page003050 / 002207
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedSep 08, 2017

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY #300 DESTIN FL 325415732, 300, DESTIN, FL 32541-5732

Mortgage

Document Number0030502207
DateAug 22, 2017
Book Page003050/002207
Instrument27922
Lender
NameBEACH CMNTY BK
TypeBank
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$251,510 (+1.76%) Land $35,175 Building $216,335$251,510 (+1.76%) Land $35,175 Building $216,335
2024$2,858.00 (+3.81%)
2023$2,753.00 (+975.39%) Homeowner's exemption$247,153 (+533.01%) Land $35,175 Building $211,978$247,153 (+533.01%) Land $35,175 Building $211,978
2022$256.00$39,044 Land $39,044$39,044 Land $39,044

Flood & Wildfire

124 Cool Breeze Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
36th percentile of exposed land nationally · 10th in Florida
Wildfire LikelihoodLow — about 1 in 2,083 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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