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70 Cool Breeze Loop, Freeport, FL 32439 Property Records

Walton County property record for 70 Cool Breeze Loop, Freeport, FL 32439 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2022
Square Footage2,164 sqft Living Area
Lot Size5,968 sqft (0.137 acres)
OccupancyOwner Occupied
Last Sale$398,000 (2023)
Tax Bill$3,482.00 (2025)

Property Details

APN / Parcel Number

Primary APN22-1S-19-23040-000-2220
Alternative APNs
  • 22-119-23040-000-2220
  • 1039006

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,164 sqft Living Area
Gross Area2,759 sqft Gross Area
Stories2 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,968 sqft (0.137 acres)
Depth X Width130 ft x 43 ft Depth x Width
Garage TypeAttached Garage
Garage Area420 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address70 COOL BREEZE LOOP
CityFREEPORT
StateFL
Zip32439-4269
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 222 RIVERWALK PH I PB 18-13 OR 2778-2336 OR 2780-3031 OR 2849-3034 OR 3124-1466 OR 3192-2189 OR 3299-1514
Legal Range019
Legal Township01S
Legal Section22
Legal SubdivisionRIVERWALK PH I
Legal Phase1
Legal Block22
Legal Lot Number222
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup1
Census Block1015
Census Tract950502

Owner

Source: Walton County records · APN 22-1S-19-23040-000-2220

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address70 COOL BREEZE LOOP, FREEPORT, FL 32439-4269
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MIDFIRST BANK
Aug 17, 2023Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
UNITED FIDELITY FUNDING CORP
Jun 18, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF MO
Nov 15, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2023 · Amount on Record
Deed SaleAug 17, 2023 · Amount on Record
Prior SaleSep 13, 2010 · Amount on Record
Deed Doc Number202329647
Deed Book / Page3299 / 1514
Prior Transfer DateDec 13, 2007
Prior Transfer Doc0027803031
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address70 COOL BREEZE LOOP, FREEPORT, FL 32439-4269
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 COOL BREEZE LOOP, FREEPORT, FL 32439-4269

Mortgage

Document Number0033703419
DateSep 12, 2025
Book Page3370/3419
Instrument20250032897
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term336 Months
DueSep 01, 2053

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionWALTON FL
Recording DateAug 17, 2023
Property Address70 COOL BREEZE LOOP, FREEPORT, FL 32439-4269
Document Number0032991514
Book / Page3299 / 1514
Map ReferenceMB 18 PG 13,13A-13G
Instrument DateAug 17, 2023
Instrument20230029647
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,786.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 COOL BREEZE LOOP, FREEPORT, FL 32439-4269

Mortgage

Document Number0032991516
DateAug 17, 2023
Instrument3299/1516
Lender
NameUNITED FIDELITY FUNDING CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address70 COOL BREEZE, FREEPORT, FL 32439
Document Number0031480223
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address718 W BUSINESS US HIGHWAY 60 DEXTER MO 638411005, DEXTER, MO 63841-1005

Mortgage

Document Number0031480223
DateJun 29, 2020
Book Page003148/000223
Instrument22376
Lender
NameBANK OF MO
TypeBank
AddressCAPE GIRARDEAU, MO 63701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateNov 15, 2019
Property Address70 COOL BREEZE, FREEPORT, FL 32439
Document Number0031241466
Book / Page003124 / 001466
Instrument DateOct 21, 2019
Instrument40100
Transaction TypeTransfer
Record UpdatedDec 06, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$567.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY #301 DESTIN FL 325415732, 301, DESTIN, FL 32541-5732
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,482.00 (-14.84%)$313,871 (+1.91%) Land $35,175 Building $278,696$313,871 (+1.91%) Land $35,175 Building $278,696
2024$4,089.00 (-0.1%)
2023$4,093.00 (+721.89%)$307,998 (+688.85%) Land $35,175 Building $272,823$307,998 (+688.85%) Land $35,175 Building $272,823
2022$498.00$39,044 Land $39,044$39,044 Land $39,044

Flood & Wildfire

70 Cool Breeze Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
50th percentile of exposed land nationally · 20th in Florida
Wildfire LikelihoodModerate — about 1 in 1,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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