Walton County property record for 78 Cool Breeze Loop, Freeport, FL 32439 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,907 sqft Living Area |
| Lot Size | 6,490 sqft (0.148 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $428,200 (2022) |
| Tax Bill | $3,372.00 (2024) |
| Primary APN | 22-1S-19-23040-000-2230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,907 sqft Living Area |
| Gross Area | 2,535 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,490 sqft (0.148 acres) |
| Depth X Width | 13 ft x 5 ft Depth x Width |
| Fence | Fence |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 1039007 |
|---|---|
| Street Address | 78 COOL BREEZE LOOP |
| City | FREEPORT |
| State | FL |
| Zip | 32439-4269 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 223 RIVERWALK PH I PB 18-13 OR 2980-1097 OR 3050-2206 OR 3051-3735 OR 3247-2452 OR 3275-1038 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 22 |
| Legal Subdivision | RIVERWALK PH I |
| Legal Phase | 1 |
| Legal Lot Number | 223 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | FREEPORT |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 950502 |
Source: Walton County records · APN 22-1S-19-23040-000-2230
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 COOL BREEZE LOOP, FREEPORT, FL 32439-4269 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 12, 2022 | Special Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 04, 2019 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NAT'L BK |
| Feb 20, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF MO |
| Dec 05, 2018 | Grant Deed, Mortgage · Line of Credit BANK OF MO |
| Aug 18, 2017 | Deed of Trust, Mortgage · Line of Credit BEACH CMNTY BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2022 · Amount on Record |
| Deed Sale | Dec 12, 2022 · Amount on Record |
| Deed Doc Number | 0032751038 |
| Deed Book / Page | 3275 / 1038 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 12, 2022 |
| Property Address | 78 COOL BREEZE LOOP, FREEPORT, FL 32439-4269 |
| Document Number | 0032751038 |
| Book / Page | 3275 / 1038 |
| Map Reference | MB 18 PG 13 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 20220052857 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,997.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3000 GULF BREEZE PKWY, GULF BREEZE, FL 32563-5623 |
| Name | Verified Name |
|---|---|
| Address | 78 COOL BREEZE LOOP, FREEPORT, FL 32439-4269 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 78 COOL BREEZE, FREEPORT, FL 32439 |
| Document Number | 0031201531 |
| Instrument Date | Oct 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36008 EMERALD COAST PKWY #301 DESTIN FL 325415732, 301, DESTIN, FL 32541-5732 |
| Document Number | 0031201531 |
|---|---|
| Date | Oct 04, 2019 |
| Book Page | 003120/001531 |
| Instrument | 34789 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | 7700 US HIGHWAY 98 W, SANTA ROSA BEACH, FL 32459-3270 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Oct 03, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 78 COOL BREEZE, FREEPORT, FL 32439 |
| Document Number | 0030974927 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792 |
| Document Number | 0030974927 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 003097/004927 |
| Instrument | 5536 |
| Name | BANK OF MO |
|---|---|
| Type | Bank |
| Address | CAPE GIRARDEAU, MO 63701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 05, 2018 |
| Property Address | 78 COOL BREEZE, FREEPORT, FL 32439 |
| Document Number | 0030914134 |
| Book / Page | 003091 / 004134 |
| Instrument Date | Dec 03, 2018 |
| Instrument | 40368 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792 |
| Document Number | 30914134 |
|---|---|
| Date | Dec 05, 2018 |
| Book Page | 003091/004134 |
| Instrument | 40368 |
| Name | BANK OF MO |
|---|---|
| Type | Bank |
| Address | 427 WILLIAM ST, CAPE GIRARDEAU, MO 63701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 78 COOL BREEZE, FREEPORT, FL 32439 |
| Document Number | 0030502207 |
| Book / Page | 003050 / 002207 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36008 EMERALD COAST PKWY #300 DESTIN FL 325415732, 300, DESTIN, FL 32541-5732 |
| Document Number | 0030502207 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 003050/002207 |
| Instrument | 27922 |
| Name | BEACH CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $291,193 (+2.59%) Land $35,175 Building $256,018 | $291,193 (+2.59%) Land $35,175 Building $256,018 | |
| 2024 | $3,372.00 (+4.33%) | ||
| 2023 | $3,232.00 (+1,162.5%) Homeowner's exemption | $283,854 (+627.01%) Land $35,175 Building $248,679 | $283,854 (+627.01%) Land $35,175 Building $248,679 |
| 2022 | $256.00 | $39,044 Land $39,044 | $39,044 Land $39,044 |
78 Cool Breeze Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 50th percentile of exposed land nationally · 20th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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