96 Cliff Rd, North Bend, OH 45052 Property Records

Hamilton County property record for 96 Cliff Rd, North Bend, OH 45052

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,107 sqft · built 1959
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on Record
Last Sale$45,000 (Oct 2008)
Tax Bill$2,690 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Oct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN573-0002-0107-00

Property Details

APN / Parcel Number

Primary APN573-0002-0107-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,107 sqft Living Area
Gross Area2,930 sqft
1st Floor Area1,107 sqft
Basement Area1,107 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions123 ft deep x 100 ft wide
Garage TypeAttached
Garage Area716 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address96 CLIFF RD
CityNORTH BEND
StateOH
Zip45052-9748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCLIFF RD 100 X 123.05 PT LOT 38 J SCOTT HARRISON SUB
Legal SubdivisionSCOTT HARRISON SUB
Legal Lot Number38
JurisdictionHAMILTON OH
Township / Civil DivisionMIAMI
Census Block Group1
Census Block1016
Census Tract20401

Owner

Source: Hamilton County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address96 CLIFF RD, NORTH BEND, OH 45052-9748
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed of Trust, Mortgage · Line of Credit
CINFED FEDERAL CREDIT UNION
Oct 19, 2020Deed of Trust, Mortgage · Line of Credit
CINFED CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2008 · Amount on Record
Deed SaleOct 14, 2008 · Amount on Record
Deed Document Number2008138628
Deed Book / Page10973 / 444
Prior Transfer DateJul 28, 2006
Prior Transfer Doc0000151910
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateJun 2, 2026
Property Address96 CLIFF RD, NORTH BEND, OH 45052-9748
Document Number0000043095
Book / Page15678 / 1602
Instrument DateMay 28, 2026
Instrument202643095
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 CLIFF RD, NORTH BEND, OH 45052-9748

Mortgage

Document Number0000043095,
DateJun 2, 2026
Book Page15678/1602
Instrument202643095
Lender
NameCINFED FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 25, 2046
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address96 CLIFF RD, NORTH BEND, OH 45052-9748
Document Number0000111088
Instrument DateOct 19, 2020
Transaction TypeMortgage
Record UpdatedApr 23, 2021
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address96 CLIFF RD NORTH BEND OH 450529748, NORTH BEND, OH 45052-9748

Mortgage

Document Number0000111088
DateOct 19, 2020
Book Page014281/001628
Instrument111088
Lender
NameCINFED CU
AddressCINCINNATI, OH 45209
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 18, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionMiami Township
MunicipalityNorth Bend Village
Unified School DistrictThree Rivers Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,690.00 (+2.67%)$49,928 (-) Land $5,880 Building $44,048$142,650 (-) Land $16,800 Building $125,850
2023$2,620.00 (+46.86%)$49,928 (+78.74%) Land $5,880 Building $44,048$142,650 (+78.74%) Land $16,800 Building $125,850
2022$1,784.00$27,934 Land $5,488 Building $22,446
2020$79,810 Land $15,680 Building $64,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims17 (1978–2018)
Most Recent ClaimFeb 2018 · Severe Storms, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVES VILLAGE PWS
serves 6,000 people · EPA ID OH3100512
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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