Hamilton County property record for 108 Cliff Rd, North Bend, OH 45052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 1979 |
| Lot Size | 0.53 acres (23,130 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $3,228 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 573-0001-0035-00 |
| Primary APN | 573-0001-0035-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 480 sqft |
| 2nd Floor Area | 1,028 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 23,130 sqft (0.53 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 464 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 108 CLIFF RD |
|---|---|
| City | NORTH BEND |
| State | OH |
| Zip | 45052-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLIFF RD 0.528 AC R2-T1-S20 PT LOT 41 WM H HARRISON EST DOWER |
| Legal Range | 02 |
| Legal Township | 01 |
| Legal Section | 20 |
| Legal Subdivision | WM H HARRISON ESTATE |
| Legal Lot Number | 41 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20401 |
The current owner of 108 Cliff Rd acquired it in April 2014.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 108 CLIFF RD, NORTH BEND, OH 45052-9717 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2017 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORP |
| Aug 17, 2021 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Jun 9, 2020 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Aug 2, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOW VA RATES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2014 |
| Deed Sale | Apr 4, 2014 |
| Prior Sale | Oct 6, 2003 · Amount on File |
| Deed Document Number | 14-031500 |
| Deed Book / Page | 12574 / 00282 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 108 CLIFF RD, NORTH BEND, OH 45052-9717 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000009506 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 17-0009506 |
| Name | HOME POINT FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 108 CLIFF RD, NORTH BEND, OH 45052-9717 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000099640 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 14482/1873 |
| Instrument | 2021-0099640 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 108 CLIFF RD, NORTH BEND, OH 45052-9717 |
| Document Number | 0000056915 |
| Instrument Date | Jun 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 108 CLIFF RD NORTH BEND OH 450529717, NORTH BEND, OH 45052-9717 |
| Document Number | 0000056915 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 014191/000125 |
| Instrument | 56915 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 108 CLIFF RD, NORTH BEND, OH 45052-9717 |
| Document Number | 0000071600 |
| Book / Page | 013476 / 000314 |
| Instrument Date | Aug 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2017 |
| Title Company | WORLDWIDE RECORDING INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 108 CLIFF RD NORTH BEND OH 450529717, NORTH BEND, OH 45052-9717 |
| Document Number | 0000071600 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 013476/000314 |
| Instrument | 71600 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
The 2025 property tax bill for 108 Cliff Rd was $3,228, up 6.5% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Municipality | North Bend Village |
| Unified School District | Three Rivers Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,228.00 (+6.5%) | $60,134 (-) Land $5,880 Building $54,254 | |
| 2024 | $3,031.00 (-0.56%) | $60,134 (-) Land $5,880 Building $54,254 | |
| 2023 | $3,048.00 (+8.43%) | $60,134 (+32.02%) Land $5,880 Building $54,254 | $171,810 Land $16,800 Building $155,010 |
| 2022 | $2,811.00 Homeowner's exemption | $45,549 Land $5,488 Building $40,061 | |
| 2020 | $130,140 Land $15,680 Building $114,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Cliff Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 17 (1978–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Cliff Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVES VILLAGE PWS serves 6,000 people · EPA ID OH3100512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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