113 Cliff Rd, North Bend, OH 45052 Property Records

Hamilton County property record for 113 Cliff Rd, North Bend, OH 45052

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,890 sqft · built 1991
Lot Size	12.2 acres (534,743 sqft)
Owner	Owner Name on File
Tax Bill	$8,006 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`573-0001-0034-00`

Property Details

APN / Parcel Number

Primary APN	`573-0001-0034-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,890 sqft Living Area
1st Floor Area	2,474 sqft
2nd Floor Area	1,416 sqft
Attic Area	237 sqft
Basement Area	2,382 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	534,743 sqft (12.2 acres)
Garage Type	Attached
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	70 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	113 CLIFF RD
City	NORTH BEND
State	OH
Zip	45052-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFF RD AC IRR PT LOTS 38-39 WM H HARRISONS EST DOWER
Legal Subdivision	WM H HARRISONS ESTATE
Legal Lot Number	38-39 39
Jurisdiction	HAMILTON OH
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1016
Census Tract	20401

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	113 CLIFF RD, NORTH BEND, OH 45052-9717
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 5, 2013
Transfer Doc	0000046189
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	113 CLIFF RD, NORTH BEND, OH 45052-9717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD TOWN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047388
Date	May 26, 2017
Instrument	17-0047388

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Miami Township
Municipality	North Bend Village
Unified School District	Three Rivers Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,006.00 (+3.76%)	$145,481 (+%) Land $35,052 Building $110,429
2024	$7,716.00 (+1.22%)	$145,480 (-) Land $35,052 Building $110,428
2023	$7,623.00 (+9.49%)	$145,480 (+33.08%) Land $35,052 Building $110,428	$415,660 (+33.08%) Land $100,150 Building $315,510
2022	$6,962.00	$109,316 Land $32,165 Building $77,151
2020			$312,330 Land $91,900 Building $220,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	17 (1978–2018)
Most Recent Claim	Feb 2018 · Severe Storms, Landslides, And Mudslides
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVES VILLAGE PWS serves 6,000 people · EPA ID OH3100512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20