96 Cliff Rd, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 96 Cliff Rd, Nantucket, MA 02554

Property Summary

Property Type	Single Family Home
Details	3 bd · 5.5 ba · 2,956 sqft · built 2016
Lot Size	0.659 acres (28,712 sqft)
Owner	Trust Name on File
Last Sale	$838,000 (Oct 2013)
Tax Bill	$12,799 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`NANT M:00041 P:00015`

Property Details

APN / Parcel Number

Primary APN	`NANT M:00041 P:00015`
Alternative APN	`1743`

Interior

Bedrooms	3 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,956 sqft Living Area
Gross Area	3,783 sqft
1st Floor Area	1,693 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	28,712 sqft (0.659 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1743
Street Address	96 CLIFF RD
City	NANTUCKET
State	MA
Zip	02554-2175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	1
Census Block	1017
Census Tract	950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

96 Cliff Rd is held in a trust since October 2013.

Source: Nantucket County and Nantucket Town records, as of April 14, 2026

Owner of Record	Trust Name on File
Mailing Address	33 MARLBOROUGH ST, 1, BOSTON, MA 02116-2175
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2013 · Amount on File
Deed Sale	Oct 7, 2013 · Amount on File
Prior Sale	Nov 7, 2006 · Amount on File
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	96 CLIFF RD, NANTUCKET, MA 02554-2175
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001896-169
Date	May 23, 2022
Book Page	1896/169
Instrument	1527

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 1, 2029
Index	1-Year CMT

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	96 CLIFF RD, NANTUCKET, MA 02554-2175
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1716-329
Date	Oct 30, 2019
Book Page	1716/329
Instrument	2896

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 96 Cliff Rd was $12,799, up 10.5% from the year before.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,799.00 (+10.49%)	$3,902,040 (+5.43%) Land $1,192,440 Building $2,709,600
2024	$11,584.00 (+15.77%)	$3,701,040 (+18.73%) Land $1,192,440 Building $2,508,600
2023	$10,006.00	$3,117,200 Land $1,094,400 Building $2,022,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 96 Cliff Rd in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	4 (1988–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Cliff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Verizon.

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