92 Cliff Rd, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 92 Cliff Rd, Nantucket, MA 02554

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 5.5 ba · 8,016 sqft · built 2004
Lot Size	0.879 acres (38,295 sqft)
Owner	2 Trust Names on File
Last Sale	$4,505,150 (Jan 2017)
Tax Bill	$27,114 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`30-268`

Property Details

APN / Parcel Number

Primary APN	`30-268`
Alternative APN	`NANT M:00030 P:00268`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	8,016 sqft Living Area
Gross Area	10,677 sqft
Basement Area	3,508 sqft
Unfinished Basement	3,508 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Other
Roof Material	Asphalt
Lot Area	38,295 sqft (0.879 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	30-268
Street Address	92 CLIFF RD
City	NANTUCKET
State	MA
Zip	02554-2175
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R20
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	1
Census Block	1017
Census Tract	950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

92 Cliff Rd, a residential property, is held in a trust since January 2017.

Source: Nantucket County and Nantucket Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	31 PRESIDIO TER, SAN FRANCISCO, CA 94118-1410
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2017	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Jan 23, 2017	Quit Claim Deed, Transfer JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2017 · Amount on File
Deed Sale	Jan 23, 2017 · Amount on File
Prior Sale	May 13, 2010 · Amount on File
Deed Book / Page	1575 / 117
Transfer Doc	001575-117
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	92 CLIFF RD, NANTUCKET, MA 02554-2175
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001595-193
Date	Jun 14, 2017
Book Page	1595/193
Instrument	1744

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Jan 23, 2017
Property Address	92 CLIFF RD, NANTUCKET, MA 02554-2175
Document Number	001575-117
Book / Page	1575 / 117
Instrument	249
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.37
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015750121
Date	Jan 23, 2017
Instrument	01575/0121

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2047

Interest

Rate	3.63%
Max Rate At Change	20.1%
Max Rate	2.25%

Tax Assessment & Valuation

The 2026 property tax bill for 92 Cliff Rd was $27,114.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,114.00 (-0.01%)	$8,690,500 (+5.11%) Land $3,959,800 Building $4,730,700	$9,176,479
2025	$27,118.00 (+8.26%)	$8,267,800 (+3.3%) Land $3,445,200 Building $4,822,600
2024	$25,050.00 (+38.2%)	$8,003,300 (+41.73%) Land $3,509,100 Building $4,494,200
2023	$18,126.00	$5,646,700 Land $2,312,300 Building $3,334,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Cliff Rd in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	4 (1988–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Cliff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Verizon.

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