86 Cliff Rd, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 86 Cliff Rd, Nantucket, MA 02554

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,080 sqft · built 2022
Lot Size	0.117 acres (5,117 sqft)
Owner	2 Individual Names on File
Last Sale	$5,600,000 (Aug 2026)
Tax Bill	$21,490 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NANT M:00030 P:00074-2`

Property Details

APN / Parcel Number

Primary APN	`NANT M:00030 P:00074-2`
Alternative APNs	`M:00030 P:00074=2` `1052`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,080 sqft Living Area
Gross Area	5,017 sqft
1st Floor Area	1,555 sqft
Basement Area	1,555 sqft
Unfinished Basement	1,555 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Victorian
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,117 sqft (0.117 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Solar

Location & Zoning

Account Number	1052
Street Address	86 CLIFF RD
City	NANTUCKET
State	MA
Zip	02554-2173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	1
Census Block	1005
Census Tract	950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

86 Cliff Rd is owned by two individuals who bought it in August 2026.

Source: Nantucket County and Nantucket Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 APPLEBY RD, WELLESLEY, MA 02482-6918
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BAXTER CREDIT UNION
Jul 31, 2023	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Apr 7, 2022	Deed, Transfer
Apr 6, 2022	Deed, Transfer
Nov 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Apr 7, 2022 · Amount on File
Deed Document Number	2026185815
Prior Transfer Date	Aug 24, 2026
Prior Transfer Doc	0000185815
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Aug 26, 2026
Property Address	86 CLIFF RD, NANTUCKET, MA 02554-2173
Document Number	0000185815
Instrument Date	Aug 24, 2026
Instrument	2026185815
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 APPLEBY RD, WELLESLEY, MA 02482-6918

Mortgage

Date	Aug 26, 2026

Lender

Name	BAXTER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Type Change Date	Sep 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	86 CLIFF RD, NANTUCKET, MA 02554-2173
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000177575
Date	Jul 31, 2023
Instrument	177575

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Jul 1, 2033
Index	Other

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NANTUCKET MA
Recording Date	Apr 7, 2022
Property Address	86 CLIFF RD, NANTUCKET, MA 02554-2173
Document Number	0000173670
Instrument Date	Feb 15, 2022
Instrument	173670
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 SE RIVERSIDE DR, STUART, FL 34996-1209

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NANTUCKET MA
Recording Date	Apr 6, 2022
Property Address	86 CLIFF RD, NANTUCKET, MA 02554-2173
Document Number	0000173632
Instrument Date	Feb 15, 2022
Instrument	173632
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 HILLTOP RD, HINGHAM, MA 02043-2161

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Nov 23, 2020
Property Address	86 CLIFF RD, NANTUCKET, MA 02554-2173
Document Number	0000167372
Instrument Date	Nov 6, 2020
Instrument	167372
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$319.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MOORLAND LN BETHESDA MD 20814, BETHESDA, MD 20814

Tax Assessment & Valuation

The 2026 property tax bill for 86 Cliff Rd was $21,490, down 0.6% from the year before.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,490.00 (-0.62%)	$6,887,900 (+4.48%) Land $2,542,000 Building $4,345,900	$5,387,664
2025	$21,623.00 (+35.88%)	$6,592,400 (+29.67%) Land $2,199,800 Building $4,392,600
2024	$15,913.00 (+36,065.91%)	$5,084,100 (+36,741.3%) Land $2,240,600 Building $2,843,500
2023	$44.00	$13,800 Land $13,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 86 Cliff Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	4 (1988–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Cliff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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