959 E Macphail Rd, Bel Air, MD 21015 Property Records

Harford County property record for 959 E Macphail Rd, Bel Air, MD 21015 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,094 sqft · built 1992
Lot Size	0.28 acres (12,209 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Oct 1989)
Tax Bill	$3,496 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-245195`

Property Details

APN / Parcel Number

Primary APN	`03-245195`
Alternative APNs	`3245195` `245195`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,094 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,209 sqft (0.28 acres)
Porch	Slab
Porch Area	560 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	245195
Street Address	959 E MACPHAIL RD
City	BEL AIR
State	MD
Zip	21015-5661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 12209 SF 959 E MAC PHAIL ROAD LDS N MAEHL P 61/80
Legal Subdivision	LD MAEHL N
Legal Phase	AIL
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1000
Census Tract	303602

Owner

Source: Harford County records · APN 03-245195

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	959 E MACPHAIL RD, BEL AIR, MD 21015-5661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 1989 · Amount on Record
Deed Sale	Oct 13, 1989 · Amount on Record
Deed Book / Page	1581 / 919
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	959 E MACPHAIL RD, BEL AIR, MD 21015-5661
Transaction Type	Mortgage
Record Updated	Jul 07, 2021
Title Company	GETZ TITLE GROUP LLC, GETZ TITLE GORUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148580001
Date	Jun 24, 2021
Book Page	14858/1

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	21000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,567 (+3.33%)	$372,100 (+9.99%) Land $111,100 Building $261,000
2025	$3,496.00 (+10.32%) Homeowner's exemption	$338,300 (+10.33%) Land $111,100 Building $227,200	$338,300 (-) Land $111,100 Building $227,200
2023		$306,633	$338,300 Land $111,100 Building $227,200
2022	$3,169.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.