Harford County property record for 1015 E Macphail Rd, Bel Air, MD 21015 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1993 |
| Square Footage | 2,632 sqft Total Area |
| Lot Size | 28,592 sqft (0.656 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $619,000 (2025) |
| Tax Bill | $4,908.00 (2025) |
| Primary APN | 03-259285 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,632 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding Exterior |
| Lot Area | 28,592 sqft (0.656 acres) |
| Deck Area | 140 sqft Deck |
| Patio Area | 544 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 259285 |
|---|---|
| Street Address | 1015 E MACPHAIL RD |
| City | BEL AIR |
| State | MD |
| Zip | 21015-5604 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 65 28592 SF 1015 E MAC PHAIL ROAD GLENWOOD GARTH P 113/42 |
| Legal Subdivision | GLENWOOD GARTH 05 SEC 02 |
| Legal Phase | AIL |
| Legal Lot Number | 65 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 3, BEL AIR |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 303602 |
Source: Harford County records · APN 03-259285
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1015 E MACPHAIL RD, BEL AIR, MD 21015-5604 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 07, 2020 | Deed of Trust, Construction Loan · Building or Construction Mortgage CALIBER HM LOANS |
| Aug 29, 2017 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2025 · Amount on Record |
| Deed Sale | Aug 01, 2025 · Amount on Record |
| Prior Sale | Aug 29, 2017 · Amount on Record |
| Prior Transfer Date | Mar 07, 2012 |
| Prior Transfer Doc | 0096860418 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 07, 2020 |
| Property Address | 1015 E MACPHAIL RD, BEL AIR, MD 21015-5604 |
| Document Number | 0138390141 |
| Book / Page | 013839 / 000141 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 29, 2020 |
| Title Company | LAWYERS EXPRESS TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1015 EMACPHAIL RD BEL AIR MD 21015, BEL AIR, MD 21015 |
| Document Number | 138390141 |
|---|---|
| Date | May 07, 2020 |
| Book Page | 013839/000141 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 06, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 29, 2017 |
| Property Address | 1015 E MACPHAIL RD, BEL AIR, MD 21015-5604 |
| Document Number | 0124890354 |
| Book / Page | 012489 / 000354 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2017 |
| Title Company | LAWYERS EXPRESS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $402.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1015 E MACPHAIL RD BEL AIR MD 210155604, BEL AIR, MD 21015-5604 |
| Document Number | 124890360 |
|---|---|
| Date | Aug 29, 2017 |
| Book Page | 012489/000360 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2047 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $510,100 (+8.51%) | $590,100 (+25.53%) Land $119,200 Building $470,900 | |
| 2025 | $4,908.00 (+9.58%) Homeowner's exemption | $470,100 (+9.15%) Land $119,200 Building $350,900 | $470,100 (-) Land $119,200 Building $350,900 |
| 2023 | $430,700 | $470,100 Land $119,200 Building $350,900 | |
| 2022 | $4,479.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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