955 E Macphail Rd, Bel Air, MD 21015 Property Records

Harford County property record for 955 E Macphail Rd, Bel Air, MD 21015 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1990
Square Footage	1,412 sqft Total Area
Lot Size	19,466 sqft (0.447 acres)
Occupancy	Owner Occupied
Last Sale	$300,000 (2017)
Tax Bill	$3,426.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-245217`
Alternative APNs	`3245217` `245217`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,412 sqft Total Area
Basement Area	500 sqft Basement
Finished Basement	500 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	19,466 sqft (0.447 acres)
Deck Area	315 sqft Deck
Porch Area	66 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	245217
Street Address	955 E MACPHAIL RD
City	BEL AIR
State	MD
Zip	21015-5603
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 3 19466 SF 955 E MAC PHAIL ROAD LDS N MAEHL P 61/80
Legal Subdivision	LD MAEHL N
Legal Phase	AIL
Legal Lot Number	3
Jurisdiction	HARFORD MD
Minor Civil Division	3, BEL AIR
Census Blockgroup	1
Census Block	1000
Census Tract	303602

Owner

Source: Harford County records · APN 03-245217

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	955 E MACPHAIL RD, BEL AIR, MD 21015-5603
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Prior Sale	Jun 08, 2010 · Amount on Record
Deed Doc Number	201712424-0253
Deed Book / Page	12424 / 253
Record Refreshed	Sep 20, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 11, 2017
Property Address	955 E MACPHAIL RD, BEL AIR, MD 21015-5603
Document Number	0124240253
Book / Page	012424 / 000253
Instrument Date	Jun 28, 2017
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	OMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	955 E MACPHAIL RD BEL AIR MD 210155603, BEL AIR, MD 21015-5603
Investor	Possibly a Property Investor

Mortgage

Document Number	124240260
Date	Jul 11, 2017
Book Page	012424/000260

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	VIENNA, VA 22182

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,767 (+13.82%)	$363,500 (+10.35%) Land $114,700 Building $248,800
2025	$3,426.00 (+10.55%) Homeowner's exemption
2023		$299,400	$329,400 Land $114,700 Building $214,700
2022	$3,099.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.