951 E Macphail Rd, Bel Air, MD 21015 Property Records

Harford County property record for 951 E Macphail Rd, Bel Air, MD 21015 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1968
Square Footage1,288 sqft Total Area
Lot Size42,950 sqft (0.986 acres)
OccupancyOwner Occupied
Last Sale$295,000 (2021)
Tax Bill$3,110.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-050645
Alternative APNs
  • 3050645
  • 050645

Interior

Full Baths1 Baths
Partial Baths1 Partial Baths
Building Area1,288 sqft Total Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area42,950 sqft (0.986 acres)
Patio Area144 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number050645
Street Address951 E MACPHAIL RD
CityBEL AIR
StateMD
Zip21015-5603
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 0.986 AC 951 E MAC PHAIL ROAD S OF BEL AIR
Legal PhaseAIL
JurisdictionHARFORD MD
Minor Civil Division3, BEL AIR
Census Blockgroup1
Census Block1000
Census Tract303602

Owner

Source: Harford County records · APN 03-050645

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address951 E MACPHAIL RD, BEL AIR, MD 21015-5603
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 14, 2021 · Amount on Record
Deed SaleJan 14, 2021 · Amount on Record
Deed Book / Page14410 / 35
Record RefreshedSep 20, 2026

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJan 14, 2021
Property Address951 E MACPHAIL RD, BEL AIR, MD 21015-5603
Document Number0144100035
Book / Page14410 / 35
Instrument DateDec 31, 2020
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address6853 MOUNT VISTA RD, KINGSVILLE, MD 21087-1335

Mortgage

Document Number0144100043
DateJan 14, 2021
Book Page14410/43
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
AddressHUNT VALLEY, MD 21031
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$299,867 (+11.65%)$317,000 (+8.82%) Land $126,400 Building $190,600
2025$3,110.00 (+8.63%)
2023$268,567$291,300 Land $126,400 Building $164,900
2022$2,863.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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