957 Pinetree Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 957 Pinetree Ln, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1985
Lot Size	0.219 acres (9,540 sqft)
Owner	2 Individual Names on File
Last Sale	$1,950,000 (Nov 2021)
Tax Bill	$24,057 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`038-221-43`

Property Details

APN / Parcel Number

Primary APN	`038-221-43`
Alternative APN	`038-221-43-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,620 sqft Living Area
Gross Area	1,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,540 sqft (0.219 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	957 PINETREE LN
City	APTOS
State	CA
Zip	95003-3529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	NEW BRIGHTON
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1014
Census Tract	122100

Owner

957 Pinetree Ln is owned by two individuals who bought it in November 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1229 MORNINGSIDE DR, SUNNYVALE, CA 94087-1553
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAN MATEO CU
Feb 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAN MATEO CU
Apr 27, 2017	Quit Claim Deed, Transfer · Line of Credit SAN MATEO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Nov 18, 2005 · Amount on File
Deed Document Number	202157101
Prior Transfer Date	Feb 6, 2020
Prior Transfer Doc	0000005023
Record Updated	Sep 20, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 19, 2021
Property Address	957 PINETREE LN, APTOS, CA 95003-3529
Document Number	0000057101
Map Reference	MB 12 PG 16
Instrument Date	Nov 15, 2021
Instrument	2021-0057101
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1229 MORNINGSIDE DR, SUNNYVALE, CA 94087-1553

Mortgage

Document Number	0000057102
Date	Nov 19, 2021
Instrument	2021-0057102

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	957 PINETREE LN, APTOS, CA 95003-3529
Document Number	0000022153
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	LAWYERS TITLE/NTHRN CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	957 PINETREE LN APTOS CA 950033529, APTOS, CA 95003-3529

Mortgage

Document Number	0000022153
Date	Jun 23, 2020
Instrument	22153

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 12, 2020
Property Address	957 PINETREE LN, APTOS, CA 95003-3529
Document Number	0000005023
Instrument Date	Feb 6, 2020
Instrument	5023
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	957 PINETREE LN APTOS CA 950033529, APTOS, CA 95003-3529

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	957 PINETREE LN, APTOS, CA 95003-3529
Document Number	0000024789
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	957 PINETREE LN APTOS CA 950033529, APTOS, CA 95003-3529

Mortgage

Document Number	0000024789
Date	Aug 14, 2018
Instrument	24789

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 13, 2043

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 27, 2017
Property Address	957 PINETREE LN, APTOS, CA 95003-3529
Document Number	0000013944
Instrument Date	Apr 21, 2017
Instrument	13944
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	957 PINETREE LN APTOS CA 950033529, APTOS, CA 95003-3529

Mortgage

Document Number	13945
Date	Apr 27, 2017
Instrument	13945

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 26, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 957 Pinetree Ln was $24,057.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,110,743 (+2%) Land $1,688,594 Building $422,149
2025	$24,057.00	$2,069,355 Land $1,655,484 Building $413,871
2023	$22,100.00 (+0.62%)	$1,989,000 Land $1,591,200 Building $397,800	$1,779,210
2022	$21,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 957 Pinetree Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 957 Pinetree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE TREE LANE MUTUAL WATER CO private · serves 75 people · EPA ID CA4400582
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	SOQUEL CREEK WATER DISTRICT
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, GeoLinks.

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