945 Pinetree Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 945 Pinetree Ln, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,705 sqft · built 1978
Lot Size	0.168 acres (7,318 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,000 (May 1994)
Tax Bill	$7,077 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`038-221-15`

Property Details

APN / Parcel Number

Primary APN	`038-221-15`
Alternative APN	`038-221-15-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,705 sqft Living Area
Gross Area	2,105 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,318 sqft (0.168 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	279 sqft
Patio Area	279 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	945 PINETREE LN
City	APTOS
State	CA
Zip	95003-3529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	NEW BRIGHTON
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1014
Census Tract	122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	945 PINETREE LN, APTOS, CA 95003-3529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Intrafamily Transfer, Transfer · Line of Credit BAY FCU
May 3, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 1994 · Amount on Record
Deed Sale	May 12, 1994 · Amount on Record
Deed Document Number	199435960
Deed Book / Page	5505 / 166
Last Transfer Date	Apr 26, 2021
Transfer Doc	0000025155
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 30, 2021
Property Address	945 PINETREE LN, APTOS, CA 95003-3529
Document Number	0000024975
Map Reference	MB 12 PG 16
Instrument Date	Apr 26, 2021
Instrument	2021-0024975
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	945 PINETREE LN, APTOS, CA 95003-3529
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024976
Date	Apr 30, 2021
Instrument	2021-0024976

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Jun 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 3, 2021
Property Address	945 PINETREE LN, APTOS, CA 95003-3529
Document Number	0000025155
Map Reference	MB 12 PG 16
Instrument Date	Apr 26, 2021
Instrument	2021-0025155
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	945 PINETREE LN, APTOS, CA 95003-3529
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,908 (+2%) Land $251,389 Building $237,519
2025	$7,077.00 (+10.94%) Homeowner's exemption	$479,322 (+4.04%) Land $246,460 Building $232,862
2023	$6,379.00 (+18.97%) Homeowner's exemption	$460,709 Land $236,890 Building $223,819
2022	$5,362.00
2021			$1,140,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE TREE LANE MUTUAL WATER CO private · serves 75 people · EPA ID CA4400582
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	SOQUEL CREEK WATER DISTRICT
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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