940 Pinetree Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 940 Pinetree Ln, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,948 sqft · built 1982
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on File
Last Sale	$872,000 (Aug 2017)
Tax Bill	$12,829 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`038-221-37`

Property Details

APN / Parcel Number

Primary APN	`038-221-37`
Alternative APN	`038-221-37-000`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,948 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2025
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,843 sqft (0.203 acres)
Garage Type	Carport
Garage Area	354 sqft
Carport	Carport
Carport Area	354 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	940 PINETREE LN
City	APTOS
State	CA
Zip	95003-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	LOT 1
Legal Subdivision	SOQUEL RHO
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1014
Census Tract	122100

Owner

940 Pinetree Ln is owned and occupied by an individual who bought it in August 2017.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	940 PINETREE LN, APTOS, CA 95003-3530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2017	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Aug 24, 2017	Quit Claim Deed, Transfer OLDE REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2017 · Amount on File
Deed Sale	Aug 24, 2017 · Amount on File
Prior Sale	Nov 3, 1998 · Amount on File
Deed Document Number	201728099
Prior Transfer Date	Jul 3, 2017
Prior Transfer Doc	0000028097
Record Updated	Sep 20, 2026

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 24, 2017
Property Address	940 PINETREE LN, APTOS, CA 95003-3530
Document Number	0000028099
Map Reference	MB12 PG16
Instrument Date	Aug 18, 2017
Instrument	2017-0028099
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	940 PINETREE LN, APTOS, CA 95003-3530

Mortgage

Document Number	0000028100
Date	Aug 24, 2017
Instrument	2017-0028100

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 24, 2017
Property Address	940 PINETREE LN, APTOS, CA 95003-3530
Document Number	0000028097
Instrument Date	Jul 3, 2017
Instrument	28097
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	OLDE REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	77-6392 KUPUNA ST KAILUA KONA HI 967402200, KAILUA KONA, HI 96740-2200

Tax Assessment & Valuation

The 2025 property tax bill for 940 Pinetree Ln was $12,829 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,024,071 (+2.51%) Land $707,957 Building $316,114
2025	$12,829.00 Homeowner's exemption	$998,992 Land $694,076 Building $304,916
2023	$11,818.00 (+9.8%) Homeowner's exemption	$960,200 Land $667,124 Building $293,076	$993,330
2022	$10,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 940 Pinetree Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 940 Pinetree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE TREE LANE MUTUAL WATER CO private · serves 75 people · EPA ID CA4400582
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	SOQUEL CREEK WATER DISTRICT
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, GeoLinks.

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